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Uc and pension

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I currently receive pip daily living and lcwra uc.

Due to my disabilities I have never received a pension due to working zero hour contracts when I was younger and when I am state pension age I will only receive basic state pension and maybe attendance allowance if I get it.

Is there anyway I can invest in a pension and is there any information on how to do this.

Is there anyone out there currently doing this, is it allowed 

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  • HillStreetBlues
    HillStreetBlues Posts: 6,089 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    edited 26 September 2024 at 2:04PM
    I currently receive pip daily living and lcwra uc.

    Due to my disabilities I have never received a pension due to working zero hour contracts when I was younger and when I am state pension age I will only receive basic state pension and maybe attendance allowance if I get it.

    Is there anyway I can invest in a pension and is there any information on how to do this.

    Is there anyone out there currently doing this, is it allowed 
    Can't advise on pension, but if you're still getting PIP when you reach state pension age you will stay on PIP, a claim isn't moved over to AA.
    Let's Be Careful Out There
  • hugheskevi
    hugheskevi Posts: 4,499 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 26 September 2024 at 2:04PM
    Is there anyway I can invest in a pension and is there any information on how to do this.

    Is there anyone out there currently doing this, is it allowed 
    You can contribute the higher of your relevant earnings or £3,600 (inclusive of tax relief) to a pension each year.

    If you were contributing £3,600 to a personal pension then you would send £2,880 (80% of the gross amount) to the provider who would automatically add £720 of basic rate income tax relief. Note that you do not have to be a taxpayer to be eligible for this relief.

    This is a very standard transaction, any personal pension will do, you don't need anything special. Many individuals, especially retired people, do this every year.
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