NatWest and RBS accounts

danny13579

jameseonline said:

You don't need the rewards account for both brands though it's the same system etc.

Luckily I get My Rewards for free on my NatWest account because I had my account before they started charging.

Have they changed the rewards account recently?, I swear it was more than £2 a month.

It's been £2 per month for as long as I've had them (over a year). Reward of £2 per direct debit (maximum of 2 direct debits) and £1 for logging into the app.

I did notice recently that each direct debit has to be for £2 or above which I didn't notice before. Maybe it was always there but I only noticed it in the last couple of months.

jameseonline

danny13579 said:

jameseonline said:

You don't need the rewards account for both brands though it's the same system etc.

Luckily I get My Rewards for free on my NatWest account because I had my account before they started charging.

Have they changed the rewards account recently?, I swear it was more than £2 a month.

It's been £2 per month for as long as I've had them (over a year). Reward of £2 per direct debit (maximum of 2 direct debits) and £1 for logging into the app.

I did notice recently that each direct debit has to be for £2 or above which I didn't notice before. Maybe it was always there but I only noticed it in the last couple of months.

Must be getting it mixed up with something else then 

WillPS

danny13579 said:

jameseonline said:

You don't need the rewards account for both brands though it's the same system etc.

Luckily I get My Rewards for free on my NatWest account because I had my account before they started charging.

Have they changed the rewards account recently?, I swear it was more than £2 a month.

It's been £2 per month for as long as I've had them (over a year). Reward of £2 per direct debit (maximum of 2 direct debits) and £1 for logging into the app.

I did notice recently that each direct debit has to be for £2 or above which I didn't notice before. Maybe it was always there but I only noticed it in the last couple of months.

The rules have been static since 2019, including the £2 min for DDs to count: https://www.moneysavingexpert.com/news/2019/11/natwest-and-rbs-rewards-cashback-to-change-from-february---what-/

The £2 monthly fee has been static since 2017:
https://www.moneysavingexpert.com/news/2017/04/natwest-cuts-cashback-on-reward-account-and-introduces-hefty-minimum-pay-in/

(The 2015 launch offer was £3/month and 3% back on eligible DDs)

surreysaver

qsk said:

surreysaver said:

If you're going to have the Rewards account, you'll need to use a separate email address, as the Rewards website won't let you use the same email address for both NatWest and RBS.

Are you sure? I use the same email/phone for both and had no issue. I access the Reward site from App directly and the personal details at the Reward site do not list my email/phone number at all.

Maybe its changed. You never used to be able to see the rewards in the app, it used to have its own log in. Maybe that's why?

jameseonline

surreysaver said:

qsk said:

surreysaver said:

If you're going to have the Rewards account, you'll need to use a separate email address, as the Rewards website won't let you use the same email address for both NatWest and RBS.

Are you sure? I use the same email/phone for both and had no issue. I access the Reward site from App directly and the personal details at the Reward site do not list my email/phone number at all.

Maybe its changed. You never used to be able to see the rewards in the app, it used to have its own log in. Maybe that's why?

You can see balance in app but app directs to website

surreysaver

jameseonline said:

surreysaver said:

qsk said:

surreysaver said:

If you're going to have the Rewards account, you'll need to use a separate email address, as the Rewards website won't let you use the same email address for both NatWest and RBS.

Are you sure? I use the same email/phone for both and had no issue. I access the Reward site from App directly and the personal details at the Reward site do not list my email/phone number at all.

Maybe its changed. You never used to be able to see the rewards in the app, it used to have its own log in. Maybe that's why?

You can see balance in app but app directs to website

You used to have to go onto the website separately, and if you had both NatWest and RBS you had to have separate email addresses for each. As you can go via the app these days, that must negate the need for separate email addresses 

surreysaver

Funny this has come up, as emails from NatWest and RBS today saying that you will only be able to log into the Rewards via the app soon.  And you'll be able to pay the rewards directly into a savings account

Nasqueron

surreysaver said:

Funny this has come up, as emails from NatWest and RBS today saying that you will only be able to log into the Rewards via the app soon.  And you'll be able to pay the rewards directly into a savings account

Yes a welcome change, nonsense having to leave the app for a website instead of being able to do it all in app.

WillPS

Nasqueron said:

surreysaver said:

Funny this has come up, as emails from NatWest and RBS today saying that you will only be able to log into the Rewards via the app soon.  And you'll be able to pay the rewards directly into a savings account

Yes a welcome change, nonsense having to leave the app for a website instead of being able to do it all in app.

I don't think that's going to change. What will change is you won't be able to navigate directly to the MyRewards website(s) and log in there any more, you'll have to go via the app (which will still open the webpage, in an already-logged-in state) or online banking.

Nasqueron

WillPS said:

Nasqueron said:

surreysaver said:

Funny this has come up, as emails from NatWest and RBS today saying that you will only be able to log into the Rewards via the app soon.  And you'll be able to pay the rewards directly into a savings account

Yes a welcome change, nonsense having to leave the app for a website instead of being able to do it all in app.

I don't think that's going to change. What will change is you won't be able to navigate directly to the MyRewards website(s) and log in there any more, you'll have to go via the app (which will still open the webpage, in an already-logged-in state) or online banking.

If they can do the website inside the app that at least is an improvement, Aviva do this for their platform! Thank you though