Party Wall work

Doozergirl

jnorth55 said:

Doozergirl said:

What is the work? How are you affected? 

Roof replacement. The builder has insurance but not contract works insurance or anything that would back up a warranty. 

Could you offer to agree to the work and save the surveyor's fees if they can prove due diligence on the builder? 

ThisIsWeird

jnorth55 said:

ThisIsWeird said:

Just as you should inform your own insurance co if you are having work done on your own home, should you inform your own insurance co if your neighb is going to do 'party' work like this? 
Jnorth, do you have LegProt in your policy?

I do have legal cover but, as far as I know, it won't assist in this kind of situation as the PWN is a chance to do due diligence. Further, if the builder doesn't have the various bits of insurance pursuing them would mean a long process & the risk of them not having the funds anyway. 

Potentially useful, tho', if you need to make a claim citing, say, negligence at any point, even after the work is done.
Does your neighbour appreciate the risk of being given a warranty that is not insurance-backed?

jnorth55

Doozergirl said:

jnorth55 said:

Doozergirl said:

What is the work? How are you affected? 

Roof replacement. The builder has insurance but not contract works insurance or anything that would back up a warranty. 

Could you offer to agree to the work and save the surveyor's fees if they can prove due diligence on the builder? 

I think this is part of the issue; they don't seem to have done any checking as they have some connection to the builder or know them somehow. I have suggested they do more research & even mentioned some of the things they might want to check, but I think they see this as annoying. I also check the builder at Companies House & there are some aspects there that raise concerns (lack of funds, odd distribution of shares & a different address etc).

jnorth55

ThisIsWeird said:

jnorth55 said:

ThisIsWeird said:

Just as you should inform your own insurance co if you are having work done on your own home, should you inform your own insurance co if your neighb is going to do 'party' work like this? 
Jnorth, do you have LegProt in your policy?

I do have legal cover but, as far as I know, it won't assist in this kind of situation as the PWN is a chance to do due diligence. Further, if the builder doesn't have the various bits of insurance pursuing them would mean a long process & the risk of them not having the funds anyway. 

Potentially useful, tho', if you need to make a claim citing, say, negligence at any point, even after the work is done.
Does your neighbour appreciate the risk of being given a warranty that is not insurance-backed?

I don't think they do appreciate that.