Looking for Non Fixed Cash ISA
Options
DoneWorking
Posts: 333 Forumite
Must have at least 4.5 % interest
Paying annual or Monthly Interest
If Monthly ideally I'd like to take out the interest to top up my monthly spending commitments
I will be funding it with this year's ISA Funds less £500 already used on a Fixed Cash ISA
Paying annual or Monthly Interest
If Monthly ideally I'd like to take out the interest to top up my monthly spending commitments
I will be funding it with this year's ISA Funds less £500 already used on a Fixed Cash ISA
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Comments
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Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false0
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Catplan said:Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false
I've done all that.
I'm just looking for any recommendations from people who have set up cash ISAs they are happy with which meet my requirements0 -
DoneWorking said:Catplan said:Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false
I'm just looking for any recommendations from people who have set up cash ISAs they are happy with which meet my requirements1 -
A non-fixed ISA by its nature will have a variable interest rate.
Just go through the list and see what suits you - what suits you may not suit someone else. So not really sure what you're asking?I consider myself to be a male feminist. Is that allowed?1 -
DoneWorking said:Catplan said:Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false
I've done all that.
I'm just looking for any recommendations from people who have set up cash ISAs they are happy with which meet my requirementsRemember the saying: if it looks too good to be true it almost certainly is.0 -
eskbanker said:DoneWorking said:Catplan said:Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false
I'm just looking for any recommendations from people who have set up cash ISAs they are happy with which meet my requirements
I like to get recommendations from others in this group in addition to researching different accounts
I find this leads to better outcomes and avoids errors or bad decisions
For example one of the monthly interest accounts mentions the monthly interest must be compounded.
I was not sure if this meant it must be kept in the ISA account
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surreysaver said:A non-fixed ISA by its nature will have a variable interest rate.
Just go through the list and see what suits you - what suits you may not suit someone else. So not really sure what you're asking?
I'm asking for recommendations for accounts others have used which :
Are Reliable
Provide Good Service
Provide Monthly Payments
On the basis of this info I make my decision0 -
DoneWorking said:surreysaver said:A non-fixed ISA by its nature will have a variable interest rate.
Just go through the list and see what suits you - what suits you may not suit someone else. So not really sure what you're asking?
I'm asking for recommendations for accounts others have used which :
Are Reliable
Provide Good Service
Provide Monthly Payments
On the basis of this info I make my decisionThe moneyfacts comparison website will give you all the information that you need and if you need anything further you can look at the providers website.1 -
DoneWorking said:eskbanker said:DoneWorking said:Catplan said:Search here on rate, https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false
I'm just looking for any recommendations from people who have set up cash ISAs they are happy with which meet my requirements
I find this leads to better outcomes and avoids errors or bad decisions
But what does 'reliability' and 'good service' actually mean to you, or perhaps what does 'unreliability' and 'bad service' look like, in terms of how to actually differentiate between ISA providers? Maybe you find that asking vague open questions really does help you, but personally I can't see how your approach to this thread "leads to better outcomes and avoids errors or bad decisions"?DoneWorking said:I'm asking for recommendations for accounts others have used which :
Are Reliable
Provide Good Service
Provide Monthly Payments
On the basis of this info I make my decisionDoneWorking said:For example one of the monthly interest accounts mentions the monthly interest must be compounded.
I was not sure if this meant it must be kept in the ISA account
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Stargunner said:DoneWorking said:surreysaver said:A non-fixed ISA by its nature will have a variable interest rate.
Just go through the list and see what suits you - what suits you may not suit someone else. So not really sure what you're asking?
I'm asking for recommendations for accounts others have used which :
Are Reliable
Provide Good Service
Provide Monthly Payments
On the basis of this info I make my decisionThe moneyfacts comparison website will give you all the information that you need and if you need anything further you can look at the providers website.
You miss my point
I'm looking for advice
Not criticism
Thanks anyway
I realise you meant to help0
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