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Name not on Deeds - Scotland

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  • sheramber
    sheramber Posts: 22,570 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Deenport said:
    sheramber said:
    Deenport said:
    Hi. Trying to get our affairs in order, and have read conflicting information. 

    We live in Scotland. Husband bought our house about 5 years before we met. Now been together for 20 years, married for 17. 
    We have never bothered to add my name to the deeds, mortgage remains in husbands name and he pays. ( I cover utility bills, shopping, insurance etc). Where would I stand if the worst happened? He has a son from previous relationship and I want to make sure, that our son and I would be safe? 
    He has a son from previous relationship and I want to make sure, that our son and I would be safe? 

    What does your husband want to happen?
    Exactly the same thing. I would not be asking otherwise. 
    You did say ‘I want’ not we  want.
  • Deenport
    Deenport Posts: 71 Forumite
    Fifth Anniversary 10 Posts
    edited 11 May 2024 at 7:15PM
    sheramber said:
    Deenport said:
    sheramber said:
    Deenport said:
    Hi. Trying to get our affairs in order, and have read conflicting information. 

    We live in Scotland. Husband bought our house about 5 years before we met. Now been together for 20 years, married for 17. 
    We have never bothered to add my name to the deeds, mortgage remains in husbands name and he pays. ( I cover utility bills, shopping, insurance etc). Where would I stand if the worst happened? He has a son from previous relationship and I want to make sure, that our son and I would be safe? 
    He has a son from previous relationship and I want to make sure, that our son and I would be safe? 

    What does your husband want to happen?
    Exactly the same thing. I would not be asking otherwise. 
    You did say ‘I want’ not we  want.
    The question was “where would I stand” the statement “I want” is irrelevant to the question. 

    However, the point is that I hoped for information on the legal aspect, and your original question about my husband and what he wants, is quite simply impertinent and rude and has no bearing on the question asked. 

    The other responses are very helpful, yours - not at all. 
  • Deenport
    Deenport Posts: 71 Forumite
    Fifth Anniversary 10 Posts
    buddy9 said:

    As advised, I recommend you do not use a will kit in Scotland.

    The Scottish intestacy rules changed this month so the Gazette article is not totally accurate.

    Thank you for your advice. Have arranged a meeting with a solicitor to get things settled. Much appreciated 
  • sheramber
    sheramber Posts: 22,570 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Deenport said:
    sheramber said:
    Deenport said:
    sheramber said:
    Deenport said:
    Hi. Trying to get our affairs in order, and have read conflicting information. 

    We live in Scotland. Husband bought our house about 5 years before we met. Now been together for 20 years, married for 17. 
    We have never bothered to add my name to the deeds, mortgage remains in husbands name and he pays. ( I cover utility bills, shopping, insurance etc). Where would I stand if the worst happened? He has a son from previous relationship and I want to make sure, that our son and I would be safe? 
    He has a son from previous relationship and I want to make sure, that our son and I would be safe? 

    What does your husband want to happen?
    Exactly the same thing. I would not be asking otherwise. 
    You did say ‘I want’ not we  want.
    The question was “where would I stand” the statement “I want” is irrelevant to the question. 

    However, the point is that I hoped for information on the legal aspect, and your original question about my husband and what he wants, is quite simply impertinent and rude and has no bearing on the question asked. 

    The other responses are very helpful, yours - not at all. 
     I want to make sure, that our son and I would be safe? 
  • Deenport
    Deenport Posts: 71 Forumite
    Fifth Anniversary 10 Posts
    sheramber said:
    Deenport said:
    sheramber said:
    Deenport said:
    sheramber said:
    Deenport said:
    Hi. Trying to get our affairs in order, and have read conflicting information. 

    We live in Scotland. Husband bought our house about 5 years before we met. Now been together for 20 years, married for 17. 
    We have never bothered to add my name to the deeds, mortgage remains in husbands name and he pays. ( I cover utility bills, shopping, insurance etc). Where would I stand if the worst happened? He has a son from previous relationship and I want to make sure, that our son and I would be safe? 
    He has a son from previous relationship and I want to make sure, that our son and I would be safe? 

    What does your husband want to happen?
    Exactly the same thing. I would not be asking otherwise. 
    You did say ‘I want’ not we  want.
    The question was “where would I stand” the statement “I want” is irrelevant to the question. 

    However, the point is that I hoped for information on the legal aspect, and your original question about my husband and what he wants, is quite simply impertinent and rude and has no bearing on the question asked. 

    The other responses are very helpful, yours - not at all. 
     I want to make sure, that our son and I would be safe? 
    Yes, I said that, no argument there. Still, your original point has no bearing on my question as to “where would I stand”. You incorrectly made the assumption that perhaps my husband had a different viewpoint. I asked for factual information, not moral judgment. 
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