Debt-free journey started August 2023. DF 02/09/2024 ๐ฅณ (except mortgage)
August 2025 NSD Challenge 10/18
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Magnificent May's No-Spend Days Challenge!
Comments
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NSD day for 1st of May ๐คฉ๐๐ฅณ๐๐
KKAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,148ย Interest saved ยฃ5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: ยฃ353 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย1 -
0
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NSD #1 for me today ๐MFW 2025 #45
Jan 2016 Mortgage = ยฃ149,895
Current outstanding = ยฃ97,725
2024 Overpayment = ยฃ675.66
2025 Overpayment = ยฃ593/ยฃ7002 -
And we're off! Starting May with an NSD ๐Savings goal by 31/12/24: ยฃ22000
Dec 23: ยฃ6945.231 -
Starting off May with an NSD.ย Thank you for organising the new thread @cathybird
I need to organise myself a bit better this month, lost control at some point in April!
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Well done MrsCautious, LittleMissDetermined, leftatthetrafficlights, laurenh1, beanie, short bird, Crazycatlady2, KajiKita, AuntieL, Rupacomp, Flying By and Caeraugirl
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First NSD of the month in the bag.#21 Save ยฃ12k in 2025 ยฃ16977.35/ยฃ20000
August NSD Challenge 8/101 -
Early call for today.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Itโs another one for me today, Iโm under the weather so I wonโt be going anywhere except the sofa under a blanket today.ยLMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 ยฃ6573 | EF ยฃ1000/ยฃ1000 | Sabbatical ยฃ3364/ยฃ6000 | Travel savings ยฃ1508 | Sinking pots ยฃ25712
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Hope you feel better soon.๐LittleMissDetermined said:Itโs another one for me today, Iโm under the weather so I wonโt be going anywhere except the sofa under a blanket today.ยLMD x2
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