Can I stop pre-approved payments?

DullGreyGuy

marcia_ said:

born_again said:

Simple answer is, No you can not stop a car hire co taking payments.

These are not continuous payment authority that you can stop.

 Surely if the op gave them the card details and months later they are deducting payments its CPA? 

No, you have up to 6 months to collect against an authorisation. For a CPA an initial payment must be made and only subsequent payments are made under the CPA and you must have a CPA merchant account which the majority of vendors dont have. 

Car hire companies often won't be taking a payment up front to set up a CPA, just an authorisation hold for the excess so they can charge for damages/late return etc later. 


The OP has given a fuller version of the story elsewhere, two firms gave instruction to the same hire car company, the OP didnt read what they were signing and ultimately wishes that the hire had been given under the other set of instructions.