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Land Registry question - unregistered property
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Land_Registry said:Pluto_24 said:Land_Registry said:Your โrisk assessorโ is your solicitor and tbh itโs not entirely clear what your issues are - probably just my reading of things.ยYou say all your searches have confirmed the property/land is unregistered. You refer to an overlap though with your neighbour and that land being registered to the neighbour - those two statements conflict one another so you need to be sure whether that land is included in the sale/unregistered deeds or not.ยIf it isnโt then itโs the neighbours as already registered so no risk. However if you are saying it is included but already registered then that is something to resolve either by completing and registering your purchase but without that land. Or the seller explains/sorts it before you complete.ยThe sub station access will be clear from the deeds. The โriskโ as you put it presumably isnโt an issue unless you have plans for the access land which canโt go ahead because of the right of access. And if the seller has built over that access then thereโs clearly an issue to resolve or assess with your solicitor.ยIssues will arise if you apply to include land thatโs already been registered which could trigger contact with registered owner or weโd simply exclude it on registrationย
And as far as understanding risks go IF you are buying with a mortgage often the lender has first say on which โrisksโ can be taken and that often decides whether the seller has to register first or not. Itโs not always your choice if borrowing to secure the propertyย0
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