Paying off dad's mortgage before he loses his home?

Murphybear

KxMx said:

Generally sheltered social housing is easier to obtain than standard social housing.
Different criteria and all that. 

My Mum now lives in sheltered housing, we both benefit from that frankly as she has other sources of help besides me. Gives her more independence and enables us to have more of a parent/child relationship and less of a carer dynamic.
My own health isn't great so the less I have to cope with the better. 

She has a pendant alarm and pull cords around the flat, the service is included in her rent. 

Hi 

I have read this thread carefully and have some thoughts.  As KxMx suggests then sheltered housing sounds the best thing for him.  Going into private rental is not a good idea as it can be very difficult to find and there is little security.  If, sadly, he ended up not looking after himself and/or the property and it was in a poor condition it is possible the LL would give him a S21.  What he needs is security.  Before I retired I was an ARLA letting agent so have had a lot of experience of the private rental sector.  

i live in sheltered housing and it is brilliant.  There are 33 properties in our development, they were built by the British Legion and are very well built.  Every person/couple has their own flat and there is a huge communal lounge with it’s own kitchen which is used for just relaxing/talking to other occupants or having get togethers, we’ve had some brilliant parties . There is a Court Manager on site Mon-Fri who looks after the building and he keeps an eye on the vulnerable people.  Lots are not vulnerable, it’s just a nice place to live if you are over 55.

we have a communal garden which is looked after by a gardener and the cost of this and the cleaning is included in the rent.  The rents aren’t too high and the HA welcomes Housing Benefit.  Some of the properties are suitable for people needing care.

You don’t need to go through the council, you contact them directly and their website has all the details.  There are 100s of properties in England, sadly they don’t have any in Wales or Scotland.  

This is just to give you an idea of what good sheltered housing can offer.  if you would like details please PM me 

EssexGirl

I used to work in a sheltered housing complex and some of the tenants there came from having owned property. Try Guinness housing. 

Alderbank

Murphybear said:

KxMx said:

Generally sheltered social housing is easier to obtain than standard social housing.
Different criteria and all that. 

My Mum now lives in sheltered housing, we both benefit from that frankly as she has other sources of help besides me. Gives her more independence and enables us to have more of a parent/child relationship and less of a carer dynamic.
My own health isn't great so the less I have to cope with the better. 

She has a pendant alarm and pull cords around the flat, the service is included in her rent. 

You don’t need to go through the council, you contact them directly and their website has all the details.  There are 100s of properties in England, sadly they don’t have any in Wales or Scotland.  

Of course we have sheltered housing in Scotland!

https://www.careinfoscotland.scot/topics/social-care-support-from-home/supported-housing/sheltered-housing/

Perhaps you are confusing sheltered housing with prescription charges or bridge tolls, we don't have any of those! 

sheramber

Alderbank said:

Murphybear said:

KxMx said:

Generally sheltered social housing is easier to obtain than standard social housing.
Different criteria and all that. 

My Mum now lives in sheltered housing, we both benefit from that frankly as she has other sources of help besides me. Gives her more independence and enables us to have more of a parent/child relationship and less of a carer dynamic.
My own health isn't great so the less I have to cope with the better. 

She has a pendant alarm and pull cords around the flat, the service is included in her rent. 

You don’t need to go through the council, you contact them directly and their website has all the details.  There are 100s of properties in England, sadly they don’t have any in Wales or Scotland.  

Of course we have sheltered housing in Scotland!

https://www.careinfoscotland.scot/topics/social-care-support-from-home/supported-housing/sheltered-housing/

Perhaps you are confusing sheltered housing with prescription charges or bridge tolls, we don't have any of those! 

I read it that the British Legion did not have sheltered housing in Scotland.

Alderbank

sheramber said:

Alderbank said:

Murphybear said:

KxMx said:

Generally sheltered social housing is easier to obtain than standard social housing.
Different criteria and all that. 

My Mum now lives in sheltered housing, we both benefit from that frankly as she has other sources of help besides me. Gives her more independence and enables us to have more of a parent/child relationship and less of a carer dynamic.
My own health isn't great so the less I have to cope with the better. 

She has a pendant alarm and pull cords around the flat, the service is included in her rent. 

You don’t need to go through the council, you contact them directly and their website has all the details.  There are 100s of properties in England, sadly they don’t have any in Wales or Scotland.  

Of course we have sheltered housing in Scotland!

https://www.careinfoscotland.scot/topics/social-care-support-from-home/supported-housing/sheltered-housing/

Perhaps you are confusing sheltered housing with prescription charges or bridge tolls, we don't have any of those! 

I read it that the British Legion did not have sheltered housing in Scotland.

The British Legion don't have sheltered housing in England either.

The OP said they live in a development which was built by the British Legion. That will be one of the schemes originally built by RBL in the 1960s and 70s exclusively for ex-servicemen and women.

30 years ago the RBL sold them all off. They formed a new Housing Association called Housing 21, independent of the RBL and open to all, not just those who had served in the armed forces.

The RBL still owns and operates 6 care homes across England, offering care and independent living for ex-service personnel.

Scotland's population is only 8% that of England but the SVR (Scottish Veterans' Residences) has 3 care homes offering similar care to ex-service personnel across Scotland