Just moved from Tax Credit to UC, self employed

huckster

Depends on whether your parents are commercial landlords.

They normally collect information from you and it goes to a Decision Maker.

poppy12345

kimi1977 said:

I rent a place my parents own , so they won't allow it.  It's classed as living with family when I live alone 

That won't be the reason because you don't actually live with them. It's not impossible to claim help for the rent when renting from family members but you need to show that you are renting on a commercial basis. You would also need to provide proof of liability to pay rent, such as a tenancy agreement. 

The question is would your parents evict you if you didn't pay your rent? If they wouldn't then it's doubtful whether it would be possible to claim for help with the rent. See link. https://england.shelter.org.uk/housing_advice/benefits/claiming_benefits_if_you_rent_from_family#:~:text=Most%20renters%20on%20a%20low,age%20or%20already%20receiving%20it

peteuk

kimi1977 said:

peteuk said:

First thing to remember is a calculator wont take into account any transition protection you may have.

UC is built up of different parts so double check your inputted values, check your breakdown if it gives one.  Use another calculator to check/compare the results.  

Look at your deductions…

Thanks Pete,  the transition protection is the part I don't understand 

For example is the protection keeping it the same value or is it just foggy speak and the 55p in £1 limit applies even with protection cover 

It covers different people in different ways - for instance under UC you can have over £16K in capital, but under UC you cant.  The Transition Period would in this instance give you a years UC and then after the year if you still had £16K or demand to have spent it wrongly then your claim will stop.

Other believe it would automatically give you the same payment, like for like, but it doesnt always and so its really important to check you statement which will give you a breakdown of the payment.  A benefit calculator may do this for you (to there figures) however as hucksters says until the end of your first assessment period it wont be clear. 

kimi1977

Thanks, it's a shame as WTC was simple and straight forward

peteuk

kimi1977 said:

Thanks, it's a shame as WTC was simple and straight forward

TC was full of holes, I can have £200K in the bank and have a job that pays MW and claim TC. 

marcia_

kimi1977 said:

Thanks, it's a shame as WTC was simple and straight forward

 It was also easily abused by people claiming to be self employed with £0 earnings 

huckster

There have been people on tax credits with over £1 million in properties they rent out.  And some with over £500k in available savings.

Which is part of the reason Government are moving people over to Universal Credit, which will save many billions over the coming years.

But that is getting into the debate.   For the OP, they need to be patient and wait for the first UC statement to be issued. And if they then believe that the amount of payment is incorrect, they can come back to this thread and provide all of the details, so people can offer their thoughts.

kimi1977

huckster said:

There have been people on tax credits with over £1 million in properties they rent out.  And some with over £500k in available savings.

Which is part of the reason Government are moving people over to Universal Credit, which will save many billions over the coming years.

But that is getting into the debate.   For the OP, they need to be patient and wait for the first UC statement to be issued. And if they then believe that the amount of payment is incorrect, they can come back to this thread and provide all of the details, so people can offer their thoughts.

Hi, just to update, I now have my final statement -  as above being patient does indeed help

Just to reassure people who may be in the same position , not to panic until you receive the final statement (the job centre said I would receive nothing as my entitlement would be wiped by my income amount, this is not true)

Standard allowance £368.74
Transitional protection £565.32
Your total take-home pay for this period is £730.45
Total deductions  minus ‑ £417.12
Your total payment for this month is £516.94