Principality ISA 24/25

RULAST

gravel_2 said:

RULAST said:

gravel_2 said:

You can compare ISA rates on the MSE website or numerous other similar sources. There are currently some easy access accounts paying more than 5%.

Worth being aware that this is a variable account. both the 4.1% basic rate and the 0.9% bonus for the first year are described as variable and can be adjusted on 14 days' notice.

Can Principality change the interest rate?

Yes, both the interest and bonus rates can go up or down. If you have £100 or more in the account, we will give notice of any reduction in interest or bonus rates at least 14 days before the change takes effect. When the rate changes to the rate without bonus, we will send you a reminder 14 days before this happens, no matter how much money you have in the account. For more information, see the section Changes to interest rates in our Savings Terms and Conditions.

good input gravel_2... Is there a link to comparsion tool on MSE? ... thx

It would surprise me if you found the MSE forum without being somewhat familiar with the homepage. The navigation bar of this site has all of the categories. If you click into them you will get information on the product and a selection of the "best" products to consider.

OK will look for it.. thx

surreysaver

gravel_2 said:

RULAST said:

gravel_2 said:

You can compare ISA rates on the MSE website or numerous other similar sources. There are currently some easy access accounts paying more than 5%.

Worth being aware that this is a variable account. both the 4.1% basic rate and the 0.9% bonus for the first year are described as variable and can be adjusted on 14 days' notice.

Can Principality change the interest rate?

Yes, both the interest and bonus rates can go up or down. If you have £100 or more in the account, we will give notice of any reduction in interest or bonus rates at least 14 days before the change takes effect. When the rate changes to the rate without bonus, we will send you a reminder 14 days before this happens, no matter how much money you have in the account. For more information, see the section Changes to interest rates in our Savings Terms and Conditions.

good input gravel_2... Is there a link to comparsion tool on MSE? ... thx

It would surprise me if you found the MSE forum without being somewhat familiar with the homepage. The navigation bar of this site has all of the categories. If you click into them you will get information on the product and a selection of the "best" products to consider.

But if you go via Google, it'll bring you straight to the forum, depending upon what you type. Not everyone comes via the homepage 

gravel_2

surreysaver said:

gravel_2 said:

RULAST said:

gravel_2 said:

You can compare ISA rates on the MSE website or numerous other similar sources. There are currently some easy access accounts paying more than 5%.

Worth being aware that this is a variable account. both the 4.1% basic rate and the 0.9% bonus for the first year are described as variable and can be adjusted on 14 days' notice.

Can Principality change the interest rate?

Yes, both the interest and bonus rates can go up or down. If you have £100 or more in the account, we will give notice of any reduction in interest or bonus rates at least 14 days before the change takes effect. When the rate changes to the rate without bonus, we will send you a reminder 14 days before this happens, no matter how much money you have in the account. For more information, see the section Changes to interest rates in our Savings Terms and Conditions.

good input gravel_2... Is there a link to comparsion tool on MSE? ... thx

It would surprise me if you found the MSE forum without being somewhat familiar with the homepage. The navigation bar of this site has all of the categories. If you click into them you will get information on the product and a selection of the "best" products to consider.

But if you go via Google, it'll bring you straight to the forum, depending upon what you type. Not everyone comes via the homepage 

I do understand that, just trying to encourage some proactivity.

eskbanker

surreysaver said:

Principality doesn't seem to appear on comparison sites, unless I'm doing something wrong?

They appear on Moneyfacts, after the 6/7 accounts paying better rates:

https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false

The MSE listing only has the first few so doesn't get as far as the Principality one....

refluxer

surreysaver said:

Principality doesn't seem to appear on comparison sites, unless I'm doing something wrong? 

As mentioned above, their Online Bonus ISA is featured in the Moneyfacts list of the best easy access ISA accounts - don't forget to click the 'Rate Order' button at the top otherwise providers who don't provide affiliate links get shunted to the bottom of the list.

RULAST

My apologies, I can't find RATE ORDER to click or do I have to register there for a login?. Thankyou

Stargunner

RULAST said:

My apologies, I can't find RATE ORDER to click or do I have to register there for a login?. Thankyou

It is in the big Blue section

RULAST

Stargunner said:

RULAST said:

My apologies, I can't find RATE ORDER to click or do I have to register there for a login?. Thankyou

It is in the big Blue section

Ah so sorry.. I had wandered off down the full search route but found it now on the landing page. Thankyou

35har1old

RULAST said:

Morning
Thinking about signing up for Principality ISA type "Online Bonus ISA Issue 4" at 5% in first year and 4.1% in second onwards.
Its flexibility for withdrawals etc seems suitable for me but im not sure if others suggest there could be a better provider out there at around 5%.? Not sure about their support (if needed) etc being as its online only ISA. Any online reviews on their above ISA and support?
Thanks

Be aware  if transferring to a new provider in the future you might be required to fill out a paper transfer request form 

ashteadgirl

Applied for Principality Isa on 23rd March and filled in transfer form. Still no transfer happened and it all appears to be in black hole between the two institutes. Principality say they have requested transfer and YBS state no request received. On the same day requested another transfer from YBS  to Virginmoney ( who previously have not been that good) and transfer completed and visible online prior to Easter. Apparently Principlality are in the dark ages and things go at a snails pace . Beware.