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Amazing April's No-Spend Days Challenge!
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I messed up, first I purchased a extended tour ticket to puffin island to do tomorrow however the money doesn't go out until tomorrow! so I thought I would be able to get my 20 days for the dancing chicken, however I have also made another purchase of beaded necklace! I am excited about tomorrow. so last day is a spendy day, no dancing chicken for me!!1
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cathybird said:2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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Tianfeng2022 said:cathybird said:0
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May targetsAuntieL 15bamboo socks 20
beanielou 19
blubella 12
Caeraugirl 20
cathybird 15
Crazycatlady2 18
Doris17
Flying By 14
FrugalAspirations
Geriatricmum
Honeysucklelou2
HotDog2020 15
ilovetea
KajiKita 18
keggie 20
laura lau 17
laurenh 20
leftatthetrafficlights 24
Lemonade Budget
LittleMissDetermined 18
madlyn
Makingabobor2 15
Money Choices
Mrs Cautious 23
Nervous1234
Rupacomp
SecondStar
short bird 16
Tiangfeng2022 10
Worlds Worst SuperheroNewcomers welcome!
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NSD for me today...see you all in MAY1
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cathybird said:Tianfeng2022 said:cathybird said:2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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1 more today, so takes me to 12. Happy with that considering DH had to have new glasses that were more than we had budgeted for and then we've had to pay council today for coming to get rid of a rat in the garden, and last week I had to have a new phone as my screen broke on old one. So onwards and upwards to a less spendy May.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Finishing April with a NSD so total of 13/15. Didn’t quite reach my target but still proud of my nsd this month. Well done to everyone 👏
See you all in May 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
Final NSD today, to bring me to a total of 15/20.
I'm still counting this month as a win, as in the past I would have thrown in the towel once I knew I'd be quite a bit off target for the month.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/102
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