Car insurance Employer Indemnity Letter

ATC111

I have taken out a car insurance policy with business use included with LV.

It was taken out on the basis they would issue an Employer Indemnity letter indemnifying my employer from any claims arising when using the vehicle for work.

Several LV staff did not understand what this is but when explained and referred to a manger they said it would be issued.

This is a standard requirement from every employer yet LV are now refusing to provide such a letter.

Has anyone experienced this and what did they do? It's bizarre considering LV being a mainstream insurer. 

user1977

ATC111 said:

This is a standard requirement from every employer 

No it isn't. I've never heard of it.

tizerbelle

user1977 said:

ATC111 said:

This is a standard requirement from every employer 

No it isn't. I've never heard of it.

I've never heard of it either. Whenever I have had to use my own car for business purposes, the requirement has always been that I provide evidence of my driving licence, mot, tax and insurance certificate that shows I am covered for business use.  

GrumpyDil

tizerbelle said:

user1977 said:

ATC111 said:

This is a standard requirement from every employer 

No it isn't. I've never heard of it.

I've never heard of it either. Whenever I have had to use my own car for business purposes, the requirement has always been that I provide evidence of my driving licence, mot, tax and insurance certificate that shows I am covered for business use.  

Yup, I've been asked for DL and prove of insurance but never a letter of indemnity. 

XRS200

It is an unusual request.  I've only seen it once and it was the civil service requesting it.

If LV won't provide, looks like you'll need to find another insurer who will.