We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bankruptcy and credit score

dottyden · 2024-03-19 12:06:04

I am into my 7th year of bankruptcy. When will this be deleted by credit agencies? Since my bankruptcy I have never defaulted on any bills.

Comments

sourcrates Posts: 31,724 Ambassador

22 March 2024 at 12:08PM

dottyden said:

I did not report I was made bankruptcy to my creditors as I assumed the bankruptcy order would cover this.
My bankruptcy was in December 2018 and default notices were in February 2019 as reported on Clear Score.
Could you please tell me how/who to contact to rectify the dates?
I cannot find my bankruptcy notification letter
Thank you.

The process is described in detail on Debt Camel -

Repair your credit record after bankruptcy (debtcamel.co.uk)

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
1