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access to work coach if are savings too high for UC

If ones savings exceed the 16k limit for Universal Credit eligibility, can one still have access to a work coach? Also is it still possible to get National Insurance credits while unemployed, even when not eligible for Universal Credit?

Comments

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 11,028 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Depending on your National Insurance record for the past two full tax years, JSA might be an option.

    If you don't have the NI contributions to claim JSA with payment, you can still claim NI credits as a jobseeker.  To my knowledge this involves meeting the conditions for JSA (including attending appointments, so not only would you have access to a work coach but you would be required to enagage with them) just without receiving the payments.
  • Grumpy_chap
    Grumpy_chap Posts: 20,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    zz99 said:
    If ones savings exceed the 16k limit for Universal Credit eligibility, can one still have access to a work coach? Also is it still possible to get National Insurance credits while unemployed, even when not eligible for Universal Credit?
    Have you recently become unemployed and do you have NI contributions covering the past two years?
    You may be eligible for nJSA (new-style Job Seekers Allowance) which is not means tested but does still make a weekly payment for a period, counts for NI stamp and provides access to the Work Coach.
    If in doubt, it is probably worth making a claim.
    When my wife has claimed and the actual payment period expired, access to the Work Coach was still possible.
  • huckster
    huckster Posts: 5,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Assuming below state pension age.

    As already suggested claim New Style JSA if you don't have health issues preventing you from working. If you have health barriers which mean you need more support getting into work, then you should claim New Style ESA.

    After you have submitted your claim, you would need to ask about Work Coach support available. Many Job Centres are understaffed at the moment, so appointments may not be as regular, so you need to be clear about what support you are looking for. E.g. do you want to attend skills courses?
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • peteuk
    peteuk Posts: 2,200 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Are you transitioning From TC to UC? If so your savings over £16K will be disregarded for a year. 
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
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