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MSE Credit Club Why Transunion.
Dandytf
Posts: 5,024 Forumite
What's the Purpose of Credit Club choosing Transunion over Experian.
I personally have never referred to Transunion u.k. or Prev Call Credit.
Yet I've found MSE Credit Club referring to Experian report as useful tool.
I personally have never referred to Transunion u.k. or Prev Call Credit.
Yet I've found MSE Credit Club referring to Experian report as useful tool.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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It wasn't a choice as such. Experian are revoking third party access to their data. I assume to try and garner more paying subscriptions. MSE have moved to Transunion in order to continue to offer a service. As MSE was the only way to get free access to the full Experian data without requesting a statutory report we are now left with poorer access to our data, in general.4
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In the grand scheme of things it's a negative step. But decisions get made for financial reasons and you have to live with them.1
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Why do you think? Credit reference agencies charge for access to data, some are willing to pay for exclusive access to data for a particular purposes and they have to consider the revenue they generate from third parties -v- their direct to consumer offerings.Dandytf said:What's the Purpose of Credit Club choosing Transunion over Experian.
I personally have never referred to Transunion u.k. or Prev Call Credit.
Yet I've found MSE Credit Club referring to Experian report as useful tool.
Its simply a commercial decision based on what MSE is willing to pay -v- what others are willing to pay or sell for2 -
Which is why I askedDullGreyGuy said:
Why do you think?Dandytf said:What's the Purpose of Credit Club choosing Transunion over Experian.
I personally have never referred to Transunion u.k. or Prev Call Credit.
Yet I've found MSE Credit Club referring to Experian report as useful tool.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Didn't Martin sell out to Experian?0
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Martin has nothing to do with this site... he sold out to MoneySupermarket years ago for a high 8 digit number and just licenses his name/image to be used by the site. He stayed on for a bit as an advisor but that also ended years agoJames said:Didn't Martin sell out to Experian?1 -
Credit Karma already gives free access to TransUnion data, so is there any point in continuing with MSE Credit Cub?1
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Only Transunion ref I know of was via checkmyfile.
Is their CRA similar personal Data to other Agencies.
thanks mser'sReplenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
The reasons were explained in the e-mail from MSE Credit Club advising of the change.Dandytf said:What's the Purpose of Credit Club choosing Transunion over Experian.1
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