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Moneysaving expert list of best ISA accounts seems not updated

For years I use the MSE list of "best accounts" to find the best interest rates. Checking today, I noted that all ISAs listed have a significantly lower interest rate than those recommended by WHICH? For example best 5 year fixed ISA interest in WHICH is 4.54%, however in MSE 4.16%. Applies to all listed ISAs and MSE does not cover 4 year fixed.
I wonder why? This disturbs me quite a bit as I thought MSE is the best...Any comments, thoughts welcome, thanks. 

Comments

  • eskbanker
    eskbanker Posts: 35,331 Forumite
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    JEANNETTE said:
    For years I use the MSE list of "best accounts" to find the best interest rates. Checking today, I noted that all ISAs listed have a significantly lower interest rate than those recommended by WHICH? For example best 5 year fixed ISA interest in WHICH is 4.54%, however in MSE 4.16%. Applies to all listed ISAs and MSE does not cover 4 year fixed.
    I wonder why? This disturbs me quite a bit as I thought MSE is the best...Any comments, thoughts welcome, thanks. 
    The best five year ISA currently showing on MSE, Which and Moneyfacts is the UBL one at 4.16% - what's the 4.54% one you're referring to?


    https://www.which.co.uk/money/savings-and-isas/isas/cash-isas/how-to-find-the-best-cash-isa-aFVYt5p36yPe#best-5year-fixedrate-cash-isa-rates
  • badger09
    badger09 Posts: 11,477 Forumite
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    OP might be looking at Which? printed magazine. By the time they’re printed & posted, the info is often out of date. 
  • MissHap
    MissHap Posts: 69 Forumite
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    Do we expect a change in interest rates in the next few weeks to drag those of us still looking to invest before the start of the next tax year??
  • refluxer
    refluxer Posts: 3,043 Forumite
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    JEANNETTE said:
    For years I use the MSE list of "best accounts" to find the best interest rates. Checking today, I noted that all ISAs listed have a significantly lower interest rate than those recommended by WHICH? For example best 5 year fixed ISA interest in WHICH is 4.54%, however in MSE 4.16%. Applies to all listed ISAs and MSE does not cover 4 year fixed.
    I wonder why? This disturbs me quite a bit as I thought MSE is the best...Any comments, thoughts welcome, thanks. 
    Are you sure you were looking at fixed rate ISAs on Which ? It's the best 5 year fixed non-ISA accounts that are currently paying around 4.55%. 
  • $17mma
    $17mma Posts: 2,623 Forumite
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    JEANNETTE said:
    For years I use the MSE list of "best accounts" to find the best interest rates. Checking today, I noted that all ISAs listed have a significantly lower interest rate than those recommended by WHICH? For example best 5 year fixed ISA interest in WHICH is 4.54%, however in MSE 4.16%. Applies to all listed ISAs and MSE does not cover 4 year fixed.
    I wonder why? This disturbs me quite a bit as I thought MSE is the best...Any comments, thoughts welcome, thanks. 
    I would like to know the same, hopefully they will be updating soon. 
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • eskbanker
    eskbanker Posts: 35,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    $17mma said:
    JEANNETTE said:
    For years I use the MSE list of "best accounts" to find the best interest rates. Checking today, I noted that all ISAs listed have a significantly lower interest rate than those recommended by WHICH? For example best 5 year fixed ISA interest in WHICH is 4.54%, however in MSE 4.16%. Applies to all listed ISAs and MSE does not cover 4 year fixed.
    I wonder why? This disturbs me quite a bit as I thought MSE is the best...Any comments, thoughts welcome, thanks. 
    I would like to know the same, hopefully they will be updating soon. 
    The MSE page is updated regularly (and has been today), but OP hasn't returned to explain why they believed it wasn't up to date, as the account they referred to wasn't evident from other sites.

    If seeking the absolute best deals, it's good practice to check multiple comparison sites though, and not exactly onerous....
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