We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Options
Comments
-
I like UFYH for cleaning inspo - I always think of it as kind of like Flylady's swearier younger sister! It's more of a website than anything else, although there is an app I think...might be podcasts too, I've never looked!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Will investigate, thanks @EssexHebridean 😊
Well, a weird old day today. Spent the day clearing out my office. I've only been in that particular office for 2 years, but this is a move from the whole site, and, as discussed, to hot desking, so everything has to come home.
I ditched a LOT of stuff, but the car is still (not helped by the blithering boot not opening!) Arranged to take a pile of stationery to my local school later this week, and I'm going to sit and scan all my books to see what the book selling apps will take, see if it's worth it or whether I'll just drop everything at the charity shop.
And yes, some stuff will end up on the loft.
More work news today - found out someone else is leaving. This will likely mean quite a big change for me for various reasons, and it feels like a very uncertain time. Hey ho, nothing to be done but carrying on (with a job alert still on, of course...). Sigh. So much feels uncertain right now.
Hey ho. Had tea with a friend, and have had a good long session of flute playing and now it's time for bed 😊8 -
Sorry things are so uncertain. It’s horrid.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sending supportive vibes on the job front hunny!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!2
-
I’m not sure if the job alert(s) you have are in the same websites as I would use, but one really powerful piece of advice I got when actively job searching was to ‘update’ my CV on the library every week - it could literally just be the wording of the title of my CV (I flitted back and forth between the months on my CV title) as that brings you back up to the top of the searches for recruiters. I appreciate that you are probably doing it the other way round (looking for jobs to apply for rather than trying to be visible for recruiters) but if you really start actively looking it might be a tactic worth adding to your arsenal.Sounds like unsettling times at home and at work atm - sending hugs xKKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Sending huge hugs for the unsettling times 🤗🤗🤗🤗. Just focus on the things you do have control right now, and take it a day at a time 🤗.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary6 -
Another vote for focusing on the things you can control - for everything else, remember "this too will pass". Oh, and deep breaths and virtual hugs. ((((((have another one))))))🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Thank you all xxx you're all very kind. Feels a bit silly to be so fretty and I am as always grateful that I have a job, but not feeling great today, I confess.
Still, I've made myself a cuppa, and I'm going to put some washing on and reset my day 😊 stop trying to do what I've been trying to do all day, and do something else instead for a small sense of achievement 😊11 -
Morning chums!
I did indeed manage to reset my day and eventually got some work done (and some washing, and some food shopping) so all good 😊
Busy weekend! Friend is staying tonight, we're doing a race tomorrow, then I'm staying with her and we're doing another race on Sunday 😬 Mr C is going to see a friend a couple of hours away on Sunday night, staying over, then has a gig himself on Monday night (somewhere else) and is staying over there so I have options to join him for any or all of those things, but all I might be capable of is having a bath and going to bed 😂
In the meantime, a list for today!
* empty car of stuff from the office
* take stationery to local school
* find running kit including rucksack and water pouch things
* adjust straps on sports bra
* tidy up!
* sort food and snacks for events (not even thought about this yet!) - might need to make some flapjack or something
Would also like to mow the grass but that might have to wait for Monday.
Need to leave at 3.30 to collect friend so not too much time to dawdle (although I can do some of those things once she's here - want to sort running kit first though in case I need to replace anything!)
I suppose getting out of bed would help...10 -
Have a cheery time with your friend Cheery - I hope it's not as hot with you as it's forecast to be here with all that running.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards