Will

Keep_pedalling

Savvy_Sue said:

You say she has nothing,  but if there's anything left it will have to be shared with your brother when she dies, unless she's able to make a will leaving it all to you.

You'd need to work out if there are times when she has capacity to do this, and use a solicitor. However you won't be able to be present, and unless you are sure she'd be able to express her wish to disinherit him then it's probably not worth it.

I'd fib. No point continuing to upset her.

For a small cash only estate you don’t need a solicitor a DIY will would cover it, if she still actually has the mental capacity to make that decision. 

Cit6

Thanks. All moms money has gone on care home fees and her pension pays for the home now.
She to far gone to make a Will.
Regarding moms pension, I thought she was given "pocket money" for things like having her hair done? I have never seen any.

Keep_pedalling

Cit6 said:

Thanks. All moms money has gone on care home fees and her pension pays for the home now.
She to far gone to make a Will.
Regarding moms pension, I thought she was given "pocket money" for things like having her hair done? I have never seen any.

She should have £28.25 per week for personal expenses. She should also not have to used any savings below £14,250. Do you have POA or does the LA have deputyship? 

Cit6

Keep_pedalling said:

Cit6 said:

Thanks. All moms money has gone on care home fees and her pension pays for the home now.
She to far gone to make a Will.
Regarding moms pension, I thought she was given "pocket money" for things like having her hair done? I have never seen any.

She should have £28.25 per week for personal expenses. She should also not have to used any savings below £14,250. Do you have POA or does the LA have deputyship? 

God knows where the £28.25 goes.  I dont have POA i think my brother does.  I am not aware of any saving my mom has.

Keep_pedalling

Cit6 said:

Keep_pedalling said:

Cit6 said:

Thanks. All moms money has gone on care home fees and her pension pays for the home now.
She to far gone to make a Will.
Regarding moms pension, I thought she was given "pocket money" for things like having her hair done? I have never seen any.

She should have £28.25 per week for personal expenses. She should also not have to used any savings below £14,250. Do you have POA or does the LA have deputyship? 

God knows where the £28.25 goes.  I dont have POA i think my brother does.  I am not aware of any saving my mom has.

If your brother really does have POA then I doubt she does have any savings, but why would she have given him POA with his track record? 

Her care home and social worker will know who is managing her finances.

Cit6

Keep_pedalling said:

Cit6 said:

Keep_pedalling said:

Cit6 said:

Thanks. All moms money has gone on care home fees and her pension pays for the home now.
She to far gone to make a Will.
Regarding moms pension, I thought she was given "pocket money" for things like having her hair done? I have never seen any.

She should have £28.25 per week for personal expenses. She should also not have to used any savings below £14,250. Do you have POA or does the LA have deputyship? 

God knows where the £28.25 goes.  I dont have POA i think my brother does.  I am not aware of any saving my mom has.

If your brother really does have POA then I doubt she does have any savings, but why would she have given him POA with his track record? 

Her care home and social worker will know who is managing her finances.

Thanks, i will check ASAP

Malthusian

No need to fib. "Don't worry about it mum, it's all sorted" is true. The money is long gone and writing it off is sorting it. 

Savvy_Sue

Cit6 said:

Keep_pedalling said:

She should have £28.25 per week for personal expenses. She should also not have to used any savings below £14,250. Do you have POA or does the LA have deputyship? 

God knows where the £28.25 goes.  I dont have POA i think my brother does.  I am not aware of any saving my mom has.

I'd ask at the home: it's possible that there's an 'account' in her name which is paying for haircuts, chiropody etc. I don't know how they work it, it may be that that's left in the account her pension comes from, depends where the money to pay the home is actually coming from. 

Cit6

Asked the care home, they know nothing and say my brother deals with everthing. 

Spendless

I'm sorry. If your brother has POA then from what you've said I suspect there's little to nothing left of any money your Mum had despite her being able to keep £14, 250 but without evidence there's little  to nothing you can do. POA stops on death, if your Mum hasn't got a will either of you could apply to administer the estate but sadly it sounds like it will be insolvent, in which case you might be better off not getting involved when that day comes. Make your decision now with  any contribution you're asked for for funeral costs. Better thinking these things through rather than in the emotional stressful time of a bereavement.

Sadly we've also heard a story not too dissimilar recently and though there's probably nothing that can be done, what it has made me determined to do is sort out our own POAs and not leave anything to chance.