Credit Card Partners

Dave2801

Hi All

Having searched the forum before asking this question, I cannot find what I'm looking for?

Do we have a list of CC companies, and their parent companies which lists who we can/cannot transfer a balance to?

cymruchris

Dave2801 said:

Hi All

Having searched the forum before asking this question, I cannot find what I'm looking for?

Do we have a list of CC companies, and their parent companies which lists who we can/cannot transfer a balance to?

No, not that I'm aware of.

Do you have a particular card that you want to transfer the balance away from?

It's usually straightforward working out which card brands come under which bank's umbrella.

WillPS

Natwest Group - Natwest, RBS, Ulster Bank, Coutts

LBG - Lloyds, Bank of Scotland, Halifax, MBNA

HSBC - HSBC UK, First Direct, M&S Bank, JLFS*

Virgin Money - Virgin Money, Virgin Atlantic, Yorkshire Bank*, Clydesdale Bank*

Capital One - Capital One, Post Office (since 2020ish)

NewDay - 'Pulse'*, Blip, John Lewis, Debenhams, Aqua, Fluid

Jaja - AA*, Bank of Ireland*, Jaja, Asda, legacy Post Office cards branded as Jaja*,

Creation - Creation*, Marriott*, IHG*, Currys 'MyPlan' (not really a credit card)

Co-operative Bank - Co-operative Bank, Smile*

* = historic cards no longer open to new applications

(if I've missed any let me know and I'll update)

I think the rest are all either standalones (i.e. Sainsbury's Bank, Nationwide) or don't do balance transfers (Amex).

Also note that Barclays are taking over Tesco Bank but for now they are still accepting eachother's balance transfers.

CliveOfIndia

There's a link included within this article: https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/

Otherwise, Google is a simple way to find out which card is part of which group.

Dave2801

I have a M&S card, looking to trans to MBNA?

cymruchris

Dave2801 said:

I have a M&S card, looking to trans to MBNA?

They are not under the same banking groups, so you should be fine.

Brie

Dave2801 said:

I have a M&S card, looking to trans to MBNA?

I've done transfers between those two over a the last decade.

WillPS

Dave2801 said:

I have a M&S card, looking to trans to MBNA?

No relationship there past or present. You should be fine.

Dave2801

Thanks ALL - and, who (if needed) can I transfer to next year?

MorningcoffeeIV

Anyone not in the MBNA stable.

WillPS

Dave2801 said:

Thanks ALL - and, who (if needed) can I transfer to next year?

Anyone other than MBNA, Lloyds, Halifax or Bank of Scotland.