Hertz car hire USA - CDW insurance as standard?

ikr2

Hi, I've booked car hire in the US direct through Hertz (same price as via Kayak and I get loyalty points FWIW). When booking, the extras page had Loss damage waiver & Liability insurance supplement but no pricing info and no way to opt in or out of them.

The confirmation email says these are included:

Loss damage waiver

Liability insurance supplement

Vehicle licence recovery fee

Tyres recovery fee

So it seems to me that I don't need stand alone CDW or other (liability/ recovery) insurance for anything?

Bit sharp practice from Hertz to apparently not allow you to opt out but I'm not too bothered this time.