migrate from tax credit query.

Spoonie_Turtle

stingray_316 said:

poppy12345 said:

The new state pension amount from April 2024 is £221.20/week and the monthly deduction from UC will be £958.53/month. Are you claiming for help with the rent?

Even if there's no entitlement once he claims his state pension, it will still be worth claiming UC in the meantime. Once his state pension starts if your UC is reduced to zero after 6 months then it will just close. 

No we are not claiming for help with rent poppy.
So if we go ahead and claim UC this month are we saying leave UC open and he applys for his state pension in july or earlier, will he then get his state pension through or will they deduct it from UC as we have left it open or just close it before he applys for SP.

Yes, just leave your UC claim open to run its course.

Your husband will get his pension paid separately.
UC will deduct the full pension amount in the UC calculation.  If there is no remaining UC payable then the claim will automatically close after 6 months.

stingray_316

Spoonie_Turtle said:

stingray_316 said:

poppy12345 said:

The new state pension amount from April 2024 is £221.20/week and the monthly deduction from UC will be £958.53/month. Are you claiming for help with the rent?

Even if there's no entitlement once he claims his state pension, it will still be worth claiming UC in the meantime. Once his state pension starts if your UC is reduced to zero after 6 months then it will just close. 

No we are not claiming for help with rent poppy.
So if we go ahead and claim UC this month are we saying leave UC open and he applys for his state pension in july or earlier, will he then get his state pension through or will they deduct it from UC as we have left it open or just close it before he applys for SP.

Yes, just leave your UC claim open to run its course.

Your husband will get his pension paid separately.
UC will deduct the full pension amount in the UC calculation.  If there is no remaining UC payable then the claim will automatically close after 6 months.

So does he apply for SP when he gets the letter or wait till hes 66 and then we notify UC when he gets it, not sure how this works .

In the meantime assuming we go ahead and claim UC , what kind of estimate payment would we get monthly for couple with a child then how much is deducted from my wages (all, half, quarter ) to give me us a rough idea what to expect ... Thanks for all you help and info..

Rubyroobs

stingray_316 said:

Spoonie_Turtle said:

stingray_316 said:

poppy12345 said:

The new state pension amount from April 2024 is £221.20/week and the monthly deduction from UC will be £958.53/month. Are you claiming for help with the rent?

Even if there's no entitlement once he claims his state pension, it will still be worth claiming UC in the meantime. Once his state pension starts if your UC is reduced to zero after 6 months then it will just close. 

No we are not claiming for help with rent poppy.
So if we go ahead and claim UC this month are we saying leave UC open and he applys for his state pension in july or earlier, will he then get his state pension through or will they deduct it from UC as we have left it open or just close it before he applys for SP.

Yes, just leave your UC claim open to run its course.

Your husband will get his pension paid separately.
UC will deduct the full pension amount in the UC calculation.  If there is no remaining UC payable then the claim will automatically close after 6 months.

So does he apply for SP when he gets the letter or wait till hes 66 and then we notify UC when he gets it, not sure how this works .

In the meantime assuming we go ahead and claim UC , what kind of estimate payment would we get monthly for couple with a child then how much is deducted from my wages (all, half, quarter ) to give me us a rough idea what to expect ... Thanks for all you help and info..

Apply when he gets the letter. State pension will not start being paid until he turns state pension age. Uc will be automatically informed.
It's impossible to say how much you would get without knowing your net earnings, how often you are paid, age of your child etc. Does your husband have any earnings currently or claiming any other benefits like ESA?
Are you currently getting working tax credits ? if so I don't quite understand how you qualify for those if only working 20 hours as I thought the couples hours needed were 24.

poppy12345

There won't be anything deducted from any earnings you receive. As you have a child on your claim then you will be entitled to the work allowance. As you're not claiming for help with any rent then your work allowance will be £631/month, increasing to £673/month when benefits increase. It means you can receive the much earnings each month before you will see the 55% deduction in your UC. 

Using a benefits calculator will give you some idea what you maybe entitled to, providing you put the correct information into it. 

sheramber

poppy12345 said:

There won't be anything deducted from any earnings you receive. As you have a child on your claim then you will be entitled to the work allowance. As you're not claiming for help with any rent then your work allowance will be £631/month, increasing to £673/month when benefits increase. It means you can receive the much earnings each month before you will see the 55% deduction in your UC. 

Using a benefits calculator will give you some idea what you maybe entitled to, providing you put the correct information into it. 

What about husband's state pension?

Alice_Holt

sheramber said:

poppy12345 said:

There won't be anything deducted from any earnings you receive. As you have a child on your claim then you will be entitled to the work allowance. As you're not claiming for help with any rent then your work allowance will be £631/month, increasing to £673/month when benefits increase. It means you can receive the much earnings each month before you will see the 55% deduction in your UC. 

Using a benefits calculator will give you some idea what you maybe entitled to, providing you put the correct information into it. 

What about husband's state pension?

       Not counted as earnings, rather treated as unearned income - so wouldn't affect the Work Allowance available to the OP. 

sheramber

Alice_Holt said:

sheramber said:

poppy12345 said:

There won't be anything deducted from any earnings you receive. As you have a child on your claim then you will be entitled to the work allowance. As you're not claiming for help with any rent then your work allowance will be £631/month, increasing to £673/month when benefits increase. It means you can receive the much earnings each month before you will see the 55% deduction in your UC. 

Using a benefits calculator will give you some idea what you maybe entitled to, providing you put the correct information into it. 

What about husband's state pension?

       Not counted as earnings, rather treated as unearned income - so wouldn't affect the Work Allowance available to the OP. 

But would be deducted from the UC amount as well as the 55% reduction.

The OP might not appreciate that that will happen.

poppy12345

sheramber said:

Alice_Holt said:

sheramber said:

poppy12345 said:

There won't be anything deducted from any earnings you receive. As you have a child on your claim then you will be entitled to the work allowance. As you're not claiming for help with any rent then your work allowance will be £631/month, increasing to £673/month when benefits increase. It means you can receive the much earnings each month before you will see the 55% deduction in your UC. 

Using a benefits calculator will give you some idea what you maybe entitled to, providing you put the correct information into it. 

What about husband's state pension?

       Not counted as earnings, rather treated as unearned income - so wouldn't affect the Work Allowance available to the OP. 

But would be deducted from the UC amount as well as the 55% reduction.

The OP might not appreciate that that will happen.

It's already been advised in the thread that the state pension will be deduced in full. Which is why it's been advised there may not be any entitlement once he reaches state pension age. 

stingray_316

poppy12345 said:

The new state pension amount from April 2024 is £221.20/week and the monthly deduction from UC will be £958.53/month. Are you claiming for help with the rent?

Even if there's no entitlement once he claims his state pension, it will still be worth claiming UC in the meantime. Once his state pension starts if your UC is reduced to zero after 6 months then it will just close. 

Hi, just a update . So we have been on UC since march and my husband has gets his state pension this month and we think we will get no entitlement after deductions..
So you mentioned if UC is reduced to zero after 6 months it will close , so what is the benefit of leaving it open, if we get zero entitlement each month are we still allowed the benefits of dental, glasses etc ,and do you still have a savings limit even though you get zero entitlement  if not what is the point of leaving it open.. would just like to .. Thanks

stingray_316

Does anyone know the answer to my resent queries. Thanks