NST March 2024: The Magic Roundabout
Comments
-
Yes please @apple_muncher ๐ I'm going to post in March rather than lurk!! ๐ย
My plans....Me, myself and I. - I started the year with good intentions but things have not gone to plan so far!! ๐คฆโโ๏ธ March is the month i get back on the self-care wagon with meditation, asana practice and a daily walk ๐ย
Avoidย those things that drain you โ I'm going to cut back on the amount of news I watch and the amount of contact I have with a relative who is toxic
Gratitudesย โ there will be more than 3 - I've got an immense amount to be grateful for!!ย
Inquisitivenessย โ I'm going back to learning Italian from tomorrow ๐ย
Commitย to simplifying your life, bit by bit - mine is pretty simple already but I'm going to concentrate on establishing routines.
Rememberย those who are worse off than you โI'll start doing this when I shop; I always forget until I'm leaving and see the collection point! ๐คฆโโ๏ธ I will be donating items to the local charity shops in March too.
Offloadย your excess baggage โย my charity shop donations will rid me of excess stuff ๐ย
Use it up,ย wear it out, make do and mend or do without - I still have UPF'S in the freezer which I'll be clearing in March. Every meal will include at least two things from my current stockpiles of other stuff too
NSDย count - I'm going for 24 ๐ย
Decisiveness -ย getting my routines introduced and established will definitely make me happy!ย
Active lifestyleย โ asana practice, daily walks and gardening for me! ๐ย
Budgetย โ I'm going to try to reduce my food budget by an additional ยฃ20 this month
Opportunitiesย - I'm going to make the most of the time I have and not waste it on rubbish tv!!ย
Understand your finances:ย I've got a good grip on this already with the household budgets but think I need to track my personal budget and see what I'm spending on the most - it's probably on my grandbaby!! ๐ย
The magic roundaboutย needed maintenance so have a good look around your house - I'm going to make a list of jobs again and start doing them! I do routine stuff on the 1st of the month at the moment (cleaning out the tumble dryer, putting the washing machine and dishwasher through an empty hot wash with soda crystals, descaling the kettle etc) but have avoided doing the big jobs that I intended to tackle!! A fresh look and new list will help me prioritise ๐ย
I'm looking forward to getting back on the wagon!!
Tilly Tidy Fund 2024: ยฃ80.86/ยฃ100
Weight loss challenge 2024:
4/24lbs
1st quarter starting weight: 9st 13.1lb
2nd quarter starting weight: 9st 9.2lb
3rd quarter starting weight:ย
4th quarter starting weight:
GC 2024 - Annual Target: ยฃ2712- Running total:ยฃ764.12/ยฃ2712
Monthly Target: ยฃ226
Jan: ยฃ74.12; Feb: ยฃ300; Mar: ยฃ190; Apr: ยฃ200; May: ยฃ; Jun: ยฃ; Jul: ยฃ; Aug: ยฃ; Sep: ยฃ; Oct: ยฃ; Nov: ยฃ; Dec: ยฃ10 -
Will be adding my goals hopefully tomorrow, but I forgot to mention, I'd like to take Ermintrude the cow! Love the name!ยMy debt free journey starts on 30/08/2023:
CC1 - 5,151.92 now 5,110.89
CC2 - 4,625.87 now 4,710.77
CC3 - 4,166.15 now 4,447.66
Current outstanding total: 14,269.32
Aiming to be debt free by Dec 2026.
May 2024 No-Spend Day Challenge - 1/17
NST May 2024 -ย
#21 1p savings challenge 2024 ยฃ188.11/ยฃ671.616 -
I'm in! I'll try to participate a bit more this month than I did last!My debt free journey starts on 09/01/2024:
CC1 -ย ยฃ0,000.00 (cleared, 29 February 2024)
CC2 -ย ยฃ1,993.91
CC3 - ยฃ4,089.70
CC4 -ย ยฃ4,783.14
Current outstanding total: ยฃ10,866.75
NST January 2024, February 20247 -
I'd like to join for March please @apple_muncher, and thank you for running the challenge. The last two weeks of February were a real pain family and illness-wise and I felt I had little to contribute .... although last weekend's visit from DGS1 and DGS2 shone a light in the gloom.ย I love March as everything feels more hopeful and possible, fingers crossed xx6
-
Please sign me up.ยI often feel like a snail.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
I laughed at Dougall saying โoh dear, the country is going to the dogsโ! We all still saying this 60 years on!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
I will try again this month. Some days are harder than others, but admitting I need help with some things like housework may make it better. I really need to pull myself together this month - and ignore the roommates most of the time. I need to concentrate on raising money this month and the first part of April for taxes. Not good at this as health is not what it should be. So I will take each item on the list and post it to remind me. Thank you for the start on this month.
8 -
Pinch, punch, first of the month!No returns!(Can't believe weenancy and beanie missed the opportunity there!)NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!9
-
And we're off!May it be a month full of music, friends, adventures and getting to bed on time โค๏ธNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!8
-
March comes in like a lion, and out like.. a lionย Raaah!
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******8
Categories
- All Categories
- 343.5K Banking & Borrowing
- 250.2K Reduce Debt & Boost Income
- 449.9K Spending & Discounts
- 235.6K Work, Benefits & Business
- 608.6K Mortgages, Homes & Bills
- 173.2K Life & Family
- 248.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards