UC/CARING/MIGRATION HELP PLEASE

CGG_3

OH just declared zero earnings/expenses in the Journal'. He is 'not gainfully self-employed' he is my Carer, and gets CA, but we were  migrated from WTC a few weeks back.  He is 64, I am 60.  I receive PIP for higher mobility,  lower care.
We own our house outright, and declared savings of over £100K.  No children on claim.
I had a face-to-face with an agent at the Job Centre and had my job search requirements 'switched off'.  My only commitment is to check the UC account often and send in another sick note in May.  My current one states 'unfit for work'.  I'm set for a stay in hospital in May, and not expected to be fit for work until next year, if my recovery goes well.
Because of his caring responsibilities, OH just has to state on 25th of each month any self-employed earnings, and again regularly check for 'to do's' in the Journal.
This is our first Assessment Period.  On WTC we received £320 every 4 weeks.  (We don't know yet whether there is any overpayment to be paid back).
I have struggled to understand if any UC payment is actually due and I realise everyone's circumstances are different.  I know a deduction of £174 would be taken for savings between £6K and £15,999.
Could someone in the know say if a payment from UC is likely, despite the sE earnings being zero over the assessment period, please?  

huckster

You will have to wait to see when UC statements are issued.

Principle is that for same circumstances, you should not be worse off under UC claim, protected for 12 months. Then if you still have savings of over £16k in 12 months time your UC claim is likely to close, unless there are any reasons that are accepted for disregard.

Rubyroobs

How long has your husband not been making any profit on WTC ? Should he even have been receiving them if not even meeting the conditions ? Did they ever do any checks? As a carer on UC he will not have any minimum income floor to meet or any work requirements. I presume he declared himself as your carer when you made the initial claim ? On Uc you will receive the standard couples and carers elements for now, then possibly more in the future depending on the outcome of your work capability assessment. Then the £174 for the tarrif income from the savings would come off that. If no earnings/ profit have been reported then I imagine you will receive more in UC than you did in WTC. As above this will all stop after 12 months if you still have more than 16k savings.

CGG_3

Thanks all, for taking the trouble to the reply.  He declared working 16 hrs/wk to tax credits and declared the CA figure to them ,each year.  (Using the same figures on his Self Assessment).
He told UC he claimed CA, too, in his initial application.

Rubyroobs

CGG_3 said:

Thanks for the replies.  He declared working 16 hrs/wk to tax credits and declared the CA each year.  Using the same figures on his Self Assessment.
He told UC he claimed CA, too.

Ok so if he is also claiming carers allowance that will have to come off the UC too,

poppy12345

CGG_3 said:

He told UC he claimed CA, too, in his initial application.

He also needs to make sure that the carers element is included with your UC. It's not automatically included even when claiming carers allowance. If he didn't report it then he will need to make sure he reports a change of circumstances and reports being a carer.

CGG_3

He added a note to the Journal about the Carers element, and got this reply:-  Your caring activities has been verified. Please check your statement on the 28th of February to confirm receipt of the carers element.

CGG_3

I guess we just need to be patient now, and having just seen the Journal a new entry has appeared overnight about the Carers Allowance being a benefit affecting our UC claim.   (I have read that UC simply reduce their payment by the equivalent amount that CA pays, £for£).
I will update this thread when I see our Statement.  
Thanks, meanwhile, to all that have commented with advice.

poppy12345

The deduction for carers allowance will be £332.58/month. This is because Carers Allowance is a weekly benefit and UC is monthly. £76.75 x 52, divided by 12 gives the above amount.

NedS

CGG_3 said:

Thanks all, for taking the trouble to the reply.  He declared working 16 hrs/wk to tax credits and declared the CA figure to them ,each year.  (Using the same figures on his Self Assessment).
He told UC he claimed CA, too, in his initial application.

That is contradictory and he should not have been claiming both WTC and CA.

16h/week of work implies a minimum of £166.88 at NMW

The eligibility for claiming CA states earnings of £139/week or less

https://www.gov.uk/carers-allowance/eligibility

You can't have it both ways.

If earnings were actually less than 16h/week, then WTC should have ended and there would be no entitlement to managed migration or UC due to capital exceeding £16k. You are playing a very risky game, although luckily you can easily afford to repay any overpayments should you later be found to be ineligible (Tax Credits are still issuing overpayments now for many years ago)

Ritusrex

Hi  Sorry to jump in here.  My partner, all but retired, claims Working Tax Credit.  He does a bit of consultancy work only these days, all within the Construction Industry.  He's also a carer, claiming Carers.  I thought the Construction Industry claimants were treated 'differently'?