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Road To Financial Recovery
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Sounds like you have a good balance between repaying debt and enjoying life.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
It has taken a fair bit of time to do so and whilst yes there is debt it isn't anywhere at the level it was a few years ago. I want to be able to enjoy life too.Sarahwithlove said:Sounds like you have a good balance between repaying debt and enjoying life.0 -
Well done mate, some real progress from before and a new adventure with the America holiday, whereabouts are you planning to go?0
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Cheers matealt80 said:Well done mate, some real progress from before and a new adventure with the America holiday, whereabouts are you planning to go?
we are going to Orlando, so a big expense but decided to go for it. It’s booked and got free child’s place with it.0 -
Wow, it feels forever since I last did any sort of update (oops). If I am being honest my mindset, work / personal and money stuff needs a bit of a reset and a new start, however that is for another day. For now I just want to wish all people following my crazy ramblings and those lurking a very Merry Xmas, I hope everyone has a lovely time, however they chose to celebrate. Also sparing a thought for those of us, for various reasons have a really hard time at this time of year.
🎅🏻🎄🎁❄️3 -
Wishing you and your family a wonderful Christmas and a very Happy New Year.
Take carex3 -
Thank you.kelpie35 said:Wishing you and your family a wonderful Christmas and a very Happy New Year.
Take carex
You too
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I hope you had a good one mate, Merry Christmas.1
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Merry Christmas MateGambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - July 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - £900
Barclaycard CC 0% £12,567 - £7700
11/6/24 - 17 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.1 -
Thank you @alt80 @Lonelygambler we had a really nice Christmas , I hope you and your families both had a good one too.
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