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Road To Financial Recovery

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  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Octopus and the Three app regularly have offers on tickets 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope everyone is having a good week so far. Today has been such a day, slept through alarm which is never good haha. I then got a pretty crappy email 1st thing that put me in a crap mood and made me think why bother :( - , had a very difficult call with a client so that didn't help, but once that was out of the way the day improved.

    In more positive news my CC is now in three figures instead of four yay :) I will take that as a win. It is still £900 so a huge amount but when I think it was nearly double that 3 months ago I am super happy with progress on this. I am trying to get this paid off ASAP as this will free up a decent amount. I am hoping to pay another £100 Friday from selling a few things and then when I get paid I am hoping to pay a decent sum off. 

    I am looking forward to a long weekend, I also think I am going to start actively pursing a new role, I feel right now so overwhelmed with everything that is going off and been expected of me without any support/training. Do companies not value staff training and retention any more? Have we really got to a stage where companies now just expect people to be fully trained and efficient from day 1. I guess we all make mistakes and we should try learn from the experience, no matter how poor it is. 

    here's hoping for a better day tomorrow

    p.s sorry for venting - but this place allows me to get my ramblings out and not keep frustration locked in haha
  • Sarahwithlove
    Sarahwithlove Posts: 3,344 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    If you aren't happy then you should look for something else. Hopefully you find something soon. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    @Sarahwithlove - I think it is more disappointment than a total unhappiness. I feel I was sold it as one thing, when in reality it is totally the opposite. If I felt I wasn't giving it my all or I was been unreasonable it might be different but that isn't the case. The role is something totally outside my other roles, but I was upfront about what my skills were/and where I needed support. I had got into a place in my old role where I was very comfortable and I was expected to do so much, on reflection I took on a lot of that myself and could possibly have handled that differently. I decided to go down the route of leaving rather than having a adult discussion with manager 🤣
     
  • Sarahwithlove
    Sarahwithlove Posts: 3,344 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Have you had that adult discussion with this manager? 
    Are you enjoying the work for the most part? Is it a case of you just need more support and training? 
    Never hurts to look for something else. May even get yourself a payrise haha 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Have you had that adult discussion with this manager? 
    Are you enjoying the work for the most part? Is it a case of you just need more support and training? 
    Never hurts to look for something else. May even get yourself a payrise haha 
    I enjoy the challenge and I know that what i am feeling is likely how all new jobs start. I just feel that some of the promises around development have not come yet. I was expecting to be a bit more out on sites and working with engineers and I am basically doing a planning job...a well paid one lol but also not what I expected. I am happy to try adapt and I am slowly finding confidence but I have taken so many knocks early on in this new role. I expected to be dealing with complex site shutdowns and I am getting bogged down in basic stuff that is simple but then can't get time to get on site training to better improve my knowledge. A chat has been had a few times with my current manager who is seemingly very happy with my current output but I am not. I am very aware that I do put pressure on myself though.
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    A much better day today :) feeling a little more upbeat.
    I have managed to get successful completion on a project that was a complex one and hearing it went with no issue was a relief as it as taken a lot of painstaking planning

    One last day before a long weekend :). Hoping the weather is nice enough to do something good over the weekend. No major plans to spend anything to much but a nice day out would be good.


  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Morning All, 
    Hope everyone had a good bank hol weekend, mine was a little spendy again. We went out with bro/sis and their partners and ended up buying sis her food/drink. Today is payday (thanks Monzo), we have arrived at payday with still £40 in food budget and £50 in the buffer fund so not a bad place to be in. I need to decide whether I just roll that over into this month or pay it off the CC. I need to have a proper look at month figures but a quick scan seems to suggest I spent a fair bit more than normal on dining out (we aren't big fans off going out normally). Also food was under budget and CC has decreased a fair bit too.


    Hope everyone has a good day :)
  • Sarahwithlove
    Sarahwithlove Posts: 3,344 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Glad you had a good bank holiday I think most of us went over budget in the end. Everything is just so expensive now! This is my first month with monzo so was nice seeing the note about getting wages a day early. I'm looking forward to refilling all my pots! 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Glad you had a good bank holiday I think most of us went over budget in the end. Everything is just so expensive now! This is my first month with monzo so was nice seeing the note about getting wages a day early. I'm looking forward to refilling all my pots! 
    Yeah, I really want to get the balance between enjoying ourselves whilst been comfortable the debt and finances in general are under some sort of control. I took my eye of the ball for a while and that is what I want to prevent happening again, I have built in some flexibility around the budget now so the odd overspend isn't a drama

    I love the monzo day early wage, it sounds silly but ever since I have started getting it the little one enjoys clicking on the note instead of dragging it into the wallet animation coz she knows it annoys me haha. A silly little thing but it is kinda a payday routine now and she even looks forward to it 🤣
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