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Here’s where the story ends…
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Had a lovely lunch and a couple of drinks with my friend. The city was very busy, I always forget how busy when I haven’t been in for a while 😱
Back at work today but I have a break which is ideal for lunch, back out soon after a cuddle with the cat. Payout received from 0nep0ll - half towards savings and other half covered my train fare yesterday that I had taken from the wrong account so saves transferring.
Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Managed to get to the gym yesterday and had a swim followed by a sauna and jacuzzi, I enjoyed it but really enjoyed my coffee in the bar afterwards - felt very indulgent and relaxing 😂.I was out early this morning but then had a gap as someone cancelled so I hit the gym, was back, showered and on the sofa with a cup of tea by 9:30😂 back out again soon but not for long as I have another cancellation but means I can come back for lunch.
I had another payout from pr0lif!c yesterday so not doing too badly this month, also have an extra seven hours this week so still clocking up the overtime.Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Really busy week at work but on the upside I stuck to my diet and managed some exercise and didn’t spend much at all.
Went into town this morning and got a few more presents. Then went to visit DM and gave DF a lift home and set up his new phone for him🙄
I had a lovely curry with cauliflower rice, I made the curry a couple of weeks ago when I was younger and more energetic 😂
Out with DS and GF tomorrow, hopefully I’ll get to the gym beforehand.Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
🤔
Pondering on how to generate the quantum timeslip where a younger self does useful things like prepare one’s dinner …. Perhaps I could bring my previous self back to sort out my current garden …? 🤔<wanders off to consult *deep* physics books>
😂😂😂😂😂😂😂
KKAs at 15.0125:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £244,153
- OPs to mortgage = £7,443 , Interest saved £2,775 to date
Fixed rate 3.85% ends November 2029
Read 2 books of target 52 in 2025, as @ 18th January
Produce tracker: £0 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
I have a freezer full of dishes made when I was younger and more energetic KK, ok only a few weeks younger but feeling shattered and longing for longer days!
Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
This time of year is a slog isn’t it. Not long now … 😊skint_spice said:I have a freezer full of dishes made when I was younger and more energetic KK, ok only a few weeks younger but feeling shattered and longing for longer days!
KKAs at 15.0125:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £244,153
- OPs to mortgage = £7,443 , Interest saved £2,775 to date
Fixed rate 3.85% ends November 2029
Read 2 books of target 52 in 2025, as @ 18th January
Produce tracker: £0 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Only a week to go.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another payslip and yet again tax not sorted. I am scunnered.Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Nae wonder that you are scunnered.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Feel like working to rule til it’s sorted but I know I would cave.beanielou said:Nae wonder that you are scunnered.Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jan 34
Mortgage OP 2025 £700/10000Mortgage OP 2024 £7700/7000
Mortgage balance: £43,713
40 pay days until freedom!
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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