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Here’s where the story ends…

19798100102103

Comments

  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well a turn up for the books - I had a lovely visit with my mum! She was quite chatty and we even had a dance. Although it was mainly me she was chatting too my dad was happy to see her like this. Although the bad times out weigh the good it’s great when she’s like that.
    The film was very good too so good day all in.

    Back at work today and it seemed a long 12 hours but off now for the weekend 🎉

    Flaky friend is visiting tomorrow or so she said but no contact for a couple of days, to be honest a day to myself would be lovely but haven’t seen her in ages so would be nice to see her.
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,878 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lovely visit with your mum ❤️
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Awww … I’m glad you got a happy moment with your mum, and for your dad’s sake too ❤️

    Whether your friend turns up or it ends up just being you and Miss Spice today, I hope you have a chilled and restorative day 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Awww … I’m glad you got a happy moment with your mum, and for your dad’s sake too ❤️

    Whether your friend turns up or it ends up just being you and Miss Spice today, I hope you have a chilled and restorative day 😊

    KK
    Thanks KK, friend is coming! It should be a good day but I really need to go tidy up😱
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Quick! Find a cupboard to stuff it all in! 😉😂😂

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Quick! Find a cupboard to stuff it all in! 😉😂😂

    KK
    I’m all done and chilling with Miss S, no idea if friend is on the train though 😂xx
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And she is running an hour late…
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,878 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    And she is running an hour late…
    That drives me nuts. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,598 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    And she is running an hour late…
    Hmmm …. 🤔 

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It was a lovely day in the end. She came back to meet madam then we had a walk and a late lunch and a cocktail. 

    And now I am relaxing in a tidy house 😂
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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