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Here’s where the story ends…
Comments
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Fantastic!skint_spice said:Mortgage term now down to 10 years and 2 months
You're so inspiring 💖 🤩
I also have a flaky friend who will make plans and I take them with a pinch of salt now and often forget and don't bother booking time in my calendar for her. And usually she ends up cancelling, however last week she did actually show and I was running around like a loon trying to hoover and mop with only an hour's heads up 🤣. I quite like last minute cleaning sessions though as It gets it done quickly haha so flakey friends who eventually show are good for something.3 -
Another £50 Oped today along with my normal payment, every little helps…
Day off today but back at work tomorrow so not much happening here - run, visit with DM and a friend popping round after work. With a hefty dose of housework thrown in!This week I am aiming to get at least five things on Vinted.Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Nice OP

I don't think we have seen Little Miss Spice for a bit ...? 🤔;)
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Who??? Me KK? She is crazy as ever, full of love and mischief 😈
Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
I have a new to me book so I need to have a read and decide where to put said bed!

Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Just such a wee cutie pop. 😻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Awww … thank you for the piccy. She is adorable 🤩
I’ve literally just bought THAT book in Hay this weekend!!! 🤩🥳🎊🎉😂 We are book twins! 😂😂
(I bought it because it looked good for ideas on successional sowing / planting, which I am hopeless at! 😉)
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well there’s a coincidence KK! Hopefully it will be useful or it can go back on Vinted 😂
Today I have been quite sociable, booked a wee break with one friend and had another round for a coffee. Did not visit DM but had a visit from DS. And spent much time with the fluffy one who was happy with the visits but probably missing my dad😂Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
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