We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Here’s where the story ends…

1979899100101103»

Comments

  • Mortgage term now down to 10 years and 2 months 
    Fantastic! 
    You're so inspiring 💖 🤩 
    I also have a flaky friend who will make plans and I take them with a pinch of salt now and often forget and don't bother booking time in my calendar for her. And usually she ends up cancelling, however last week she did actually show and I was running around like a loon trying to hoover and mop with only an hour's heads up 🤣. I quite like last minute cleaning sessions though as It gets it done quickly haha so flakey friends who eventually show are good for something.
  • skint_spice
    skint_spice Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another £50 Oped today along with my normal payment, every little helps…

    Day off today but back at work tomorrow so not much happening here - run, visit with DM and a friend popping round after work. With a hefty dose of housework thrown in! 

    This week I am aiming to get at least five things on Vinted.
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,572 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Nice OP :)

    I don't think we have seen Little Miss Spice for a bit ...? 🤔;)

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Who??? Me KK? She is crazy as ever, full of love and mischief 😈 
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I  have a new to me book so I need to have a read and decide where to put said bed!


    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,836 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just such a wee cutie pop. 😻
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,572 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Awww … thank you for the piccy. She is adorable 🤩

    I’ve literally just bought THAT book in Hay this weekend!!! 🤩🥳🎊🎉😂 We are book twins! 😂😂
    (I bought it because it looked good for ideas on successional sowing / planting, which I am hopeless at! 😉)

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well there’s a coincidence KK! Hopefully it will be useful or it can go back on Vinted 😂

    Today I have been quite sociable, booked a wee break with one friend and had another round for a coffee. Did not visit DM but had a visit from DS. And spent much time with the fluffy one who was happy with the visits but probably missing my dad😂
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.