Neck deep in debts
Options
Comments
-
sourcrates said:Debt management works best when you plan it out beforehand.
Remember the 5 "P`s"....Pre-Planning Prevents Poor Performance.
Planning is everything, from opening new bank accounts to avoid set off, obtaining defaults through non payment, and preventing collection calls by invoking GDPR and insisting on written comm`s only.
Taking control of matters and been pre-emptive makes for a much smoother ride all round.
https://forums.moneysavingexpert.com/discussion/6496941/in-debt-and-wannabe-debt-free-first-steps/p1
0 -
tylery said:sourcrates said:Debt management works best when you plan it out beforehand.
Remember the 5 "P`s"....Pre-Planning Prevents Poor Performance.
Planning is everything, from opening new bank accounts to avoid set off, obtaining defaults through non payment, and preventing collection calls by invoking GDPR and insisting on written comm`s only.
Taking control of matters and been pre-emptive makes for a much smoother ride all round.
https://forums.moneysavingexpert.com/discussion/6496941/in-debt-and-wannabe-debt-free-first-steps/p1I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.1 -
enthusiasticsaver said:tylery said:sourcrates said:Debt management works best when you plan it out beforehand.
Remember the 5 "P`s"....Pre-Planning Prevents Poor Performance.
Planning is everything, from opening new bank accounts to avoid set off, obtaining defaults through non payment, and preventing collection calls by invoking GDPR and insisting on written comm`s only.
Taking control of matters and been pre-emptive makes for a much smoother ride all round.
https://forums.moneysavingexpert.com/discussion/6496941/in-debt-and-wannabe-debt-free-first-steps/p10 -
tylery said:enthusiasticsaver said:tylery said:sourcrates said:Debt management works best when you plan it out beforehand.
Remember the 5 "P`s"....Pre-Planning Prevents Poor Performance.
Planning is everything, from opening new bank accounts to avoid set off, obtaining defaults through non payment, and preventing collection calls by invoking GDPR and insisting on written comm`s only.
Taking control of matters and been pre-emptive makes for a much smoother ride all round.
https://forums.moneysavingexpert.com/discussion/6496941/in-debt-and-wannabe-debt-free-first-steps/p10 -
GDPR (General Data Protection Regulations) is the mechanism that gives you the choice of how you are contacted.
So simply tell them you want them to contact you in writing only, don`t contact me by phone, and remove my phone number from your system etc etc.
Send it all in a letter, by law they must comply.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
Categories
- All Categories
- 343.5K Banking & Borrowing
- 250.2K Reduce Debt & Boost Income
- 449.9K Spending & Discounts
- 235.7K Work, Benefits & Business
- 608.7K Mortgages, Homes & Bills
- 173.3K Life & Family
- 248.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards