Land Rover Finance PCP reclaim

Screenprint
Screenprint Posts: 1 Newbie
edited 13 February 2024 at 4:08PM in Reclaim car finance
Good morning 
Does anyone have the Land Rover Finance email address to send the PCP reclaim form too
Formal enquiry about my motor finance agreement)
Many thanks 

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,429 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Always helps if you name the legal entity on the paperwork rather than branding.

    https://register.fca.org.uk/s/firm?id=001b000000MfRKaAAN

    The above company trades as Land Rover Finance, their complaints email address is listed. 
  • dunstonh
    dunstonh Posts: 119,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 12 February 2024 at 3:13PM
    It is not yet known whether LR via BH used discretionary interest.

    As they are not required to handle any part of your complaint regarding discretionary interest until after the FCA review, you may want to wait until either the FCA complete their review (September) or Black Horse/LR publish whether they did or they didn't (whichever comes first).


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,491 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Good morning 
    Does anyone have the Land Rover Finance email address to send the PCP reclaim form too
    ( Formal enquiry about my motor finance agreement)
    Many thanks 
    Note also you are not "reclaiming" anything, not least the PCP - it is highly unlikely (though not completely impossible) that they will refund your entire PCP deal. The most likely outcome is a refund of the difference in what you could have paid vs what you got plus 8% simple interest per year. The fact a salesman inflated finance for more commission doesn't mean the whole PCP deal (including applicable interest) was invalid.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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