Under 18 card while working in America

grumbler

lr1277 said:

Most travel insurance is geared towards being on holiday and not working.

You might need to go through a broker/insurance agent to find a suitable policy.

When my son worked in Iceland it was a requirement to get a health insurance until he got a residentce permit. I don't think he needed a broker to buy it in UK.

Barkin

lr1277 said:

The Amex Platinum card provides travel insurance for supplementary card holders. The card costs IIRC £650 for the main card holder. But travel insurance is about making you well enough to get you home so that you can be treated on the NHS. I got this from reading the details of the Amex policy.

Note though that it stipulates that cover is for trips of up to 90 days. I'd guess that most regular travel insurance is similar. Mine that's included with my bank account is very comprehensive, but limited to 60 days, and not intended for those who are (however temporarily) essentially living abroad. 

HillStreetBlues

I think people are misinterpreting the £5k

Having £5k straight away will get you instance treatment (to that amount) as can reserve the amount on the card. With insurance they need to check if it's valid and covers the treatment so  can be a delay.
It will be an addition to the insurance and/ or cover any excess.

td45772

HillStreetBlues said:

I think people are misinterpreting the £5k

Having £5k straight away will get you instance treatment (to that amount) as can reserve the amount on the card. With insurance they need to check if it's valid and covers the treatment so  can be a delay.
It will be an addition to the insurance and/ or cover any excess.

Yes HillStreetBlues, this is exactly the reason for having a $5000 monetary reserve.

td45772

eDicky said

Thanks.  I did look at that but "You'll be set up to make contactless payments up to £45 with your Visa debit card."  That's a shame

anoukis

td45772 said:

eDicky said

Thanks.  I did look at that but "You'll be set up to make contactless payments up to £45 with your Visa debit card."  That's a shame

She can enter the PIN to make larger purchases. Why would she require a higher amount on contactless (no touch) payments? The Nationwide FlexOne is the best account for kids for traveling abroad. 

The Nationwide FlexPlus account that people are suggesting - insurance won't cover working abroad, just trips up to 31 days.

Nasqueron

I did a working holiday in Australia, the insurance for the company doing the visa stuff said it had to be carefully selected to cover working for extended periods, one I looked at was rejected as it was for a maximum working period of something like 3 months and you had a 1 year visa