Car insurance premium increases

Nasqueron

My renewal with AA was £574 ish up from £332 ish

Used TopCashBack via GoCompare for approx £45 back from a policy from Aviva Zero for £449 - waiting for that to be paid but still, not as bad as it could be!

sheslookinhot

Bigphil1474 said:

I've just renewed mine (now 21 years since my last claim), last year premium was £245, this years best deal I could get is £385 and that's staying with same insurer. That's a 57% increase. 

Have you covered the whole market ?

DullGreyGuy

sheslookinhot said:

Bigphil1474 said:

I've just renewed mine (now 21 years since my last claim), last year premium was £245, this years best deal I could get is £385 and that's staying with same insurer. That's a 57% increase. 

Have you covered the whole market ?

Exceptionally unlikely but there is little point calling every broker in the country on the off chance one is willing to reduce their commission down a point or two. 

Bigphil1474

I used 3 comparison sites, and checked directly with Aviva, Direct Line, LV, and Tesco as I've used them before. I usually get email quotes from companies I've had quotes from before as well, such as Zurich, AA etc. Spent a good couple of days online. Did get a cheaper quote from one company but it had a massive excess which when brought down a peg or three made it more expensive. I'm with Sheila's Wheels at the minute. 

Ganga

Bigphil1474 said:

I've just renewed mine (now 21 years since my last claim), last year premium was £245, this years best deal I could get is £385 and that's staying with same insurer. That's a 57% increase. 

I could live with that looking at some of the prices others have been quoted. 

MsSED

Last year my premium was £434; this year LV want £731.  Nothing has changed, although I am now 70 years of age.  Could this be the reason? I am absolutely disgusted by this and will need to shop around.  I can't be bothered with the hassle but needs must.

MikeJXE

MsSED said:

Last year my premium was £434; this year LV want £731.  Nothing has changed, although I am now 70 years of age.  Could this be the reason? I am absolutely disgusted by this and will need to shop around.  I can't be bothered with the hassle but needs must.

Definitely, wait till you're 84 and see the rates, mine has been going up for the last 4 years with the car I own but it's the car I want. 

You have to do the maths and for me I would rather stick to the luxury I have (2016 Jaguar XE) than drop down to a smaller car costing many hundreds more to buy to save very little on insurance.