Paying in cash at own branch

la531983

Rob5342 said:

la531983 said:

Use the automated machines in a branch to pay it in if you have someone elses card, no human interaction then needed.

The Post Office probably wont be that bothered either.

On the rare occasion that I've paid cash in at the post office I just put my card in the machine and entered the pin, The receipt didn't have my name on so I'm not sure they'd even know whose card it was.

In any case wouldn't paying it into your own account and transferring it in the app be more convenient than borrowing his card each time?

I wouldnt want significant amounts entering my account and then being moved on within seconds, assume that kind of thing is a red flag.

Zanderman

la531983 said:

Rob5342 said:

la531983 said:

Use the automated machines in a branch to pay it in if you have someone elses card, no human interaction then needed.

The Post Office probably wont be that bothered either.

On the rare occasion that I've paid cash in at the post office I just put my card in the machine and entered the pin, The receipt didn't have my name on so I'm not sure they'd even know whose card it was.

In any case wouldn't paying it into your own account and transferring it in the app be more convenient than borrowing his card each time?

I wouldnt want significant amounts entering my account and then being moved on within seconds, assume that kind of thing is a red flag.

Possibly, though I move transfers (not cash pay-ins admittedly) within seconds sometimes. And, of course, there's not necessarily a need for anything to be done in seconds, it could be done hours or days later.

Rob5342

la531983 said:

Rob5342 said:

la531983 said:

Use the automated machines in a branch to pay it in if you have someone elses card, no human interaction then needed.

The Post Office probably wont be that bothered either.

On the rare occasion that I've paid cash in at the post office I just put my card in the machine and entered the pin, The receipt didn't have my name on so I'm not sure they'd even know whose card it was.

In any case wouldn't paying it into your own account and transferring it in the app be more convenient than borrowing his card each time?

I wouldnt want significant amounts entering my account and then being moved on within seconds, assume that kind of thing is a red flag.

That's what current accounts are for, there are always frequent movements of money. I've moved cash and other money immediately after paying it in on a few occasions with no problems.

£220 is a relatively small amount, and be the sound of it cash is paid in quite infrequently, so I can't see it being a problem.

boingy

My wife has paid cash into my account over the counter with my debit card a couple of times recently. No questions asked and no PIN required. If there had been any problem she would have just paid it into the joint account with her card and then moved it to mine.

sheramber

Note 'your'

https://www.co-operativebank.co.uk/help-and-support/payments/deposit-money/

Deposit cash

You can pay cash into your bank account by either:

What you'll need

Paying in cash at a branch

You'll need a debit or cash card or a paying-in slip. Blank paying-in slips are available in branch.

Order a paying in book

Paying in cash at a Post Office®

You'll need a debit or cash card, and your PIN.

Please do not put cash in Post Office® envelopes.

Not

provista_2

I was not asked for his pin  just a flat refusal when she saw the name on the card. Never had a problem before, but you live and learn. 

Paid it in at the post office and did not need the pin
i was just curious   Thanks for your replies 

pridehappy

I'm not sure about this, but I know when I went into my Nationwide branch with my mum, the staff member did say you can pay in without a PIN (in other words, another person's account) at the ATM. However, you couldn't at the counter. I'm guessing this is a technicality if there is a new law.

However, NatWest refuse to completely, similar to what the Cooperative sounds like.

Kim_13

Rob5342 said:

la531983 said:

Rob5342 said:

la531983 said:

Use the automated machines in a branch to pay it in if you have someone elses card, no human interaction then needed.

The Post Office probably wont be that bothered either.

On the rare occasion that I've paid cash in at the post office I just put my card in the machine and entered the pin, The receipt didn't have my name on so I'm not sure they'd even know whose card it was.

In any case wouldn't paying it into your own account and transferring it in the app be more convenient than borrowing his card each time?

I wouldnt want significant amounts entering my account and then being moved on within seconds, assume that kind of thing is a red flag.

That's what current accounts are for, there are always frequent movements of money. I've moved cash and other money immediately after paying it in on a few occasions with no problems.

£220 is a relatively small amount, and be the sound of it cash is paid in quite infrequently, so I can't see it being a problem.

I’ve moved sums in that region now and again (birthday and Christmas money, also some smaller amounts when I’ve been asked to order X online by a relative who can’t find it locally/has seen it in a magazine and who gives me the cash once the goods arrive.) I once had a call from Halifax as I had paid in cash and transferred it all out in the same morning. I explained that I was moving the money to a savings account with a higher interest rate; the savings account was a pre-existing payee on my Halifax account. The lady then asked if there was anything she could help me with in view of the cost of living crisis and thanked me for my time.

Questions may be asked but if you’re not doing anything illegal, it’s not a problem.

To answer the thread question, I had 2018 in mind but it is true that you can only pay cash into your own account (the result of an anti-money laundering directive I believe.) When you use a card in branch, it must bring up the customer details so they can see that you are not Mr X (a cashier once asked if I had a nice birthday (the day before, if I recall) so my date of birth must have been on their screen.) The Post Office presumably don’t have access to customer details, so would be an option.

The regulations go a bit far in my view (allowing you to pay cash into a spouse’s/parents’/child’s/grandchild’s account providing you can evidence the relationship would seem reasonable.)

35har1old

grumbler said:

The last time I used an ATM in a branch to deposit cash it didn't ask me the PIN. Why does a cashier have to be different?

With a pay-in slip a card wasn't needed. Now it's needed only to get the account details instead of entering/writing them manually.

What bank do you use

Abbafan1972

I deposit my daughter’s pocket money into my account through the post office, as their accounts don’t accept post office deposits and then transfer it. I never get asked for the pin, I just put my card in and press the green button to confirm the amount and that’s it. (HSBC).