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Almost completed to do List on Universal Credit, how do you fill in journal?

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textbook
textbook Posts: 784 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
edited 21 January 2024 at 6:07PM in Benefits & tax credits
Can I jump to the journal section of Universal Credit before finishing the to do list section?  I'm a bit unsure about whether to put gout in health section on to do list as I'm doing 15hrs PAYE but can't work my self employed physical work for claiming statutory sick oo r can i just put anything then jump to journal then  come back to change it?

Regarding journal- the PAYE is easy i guess as just and incoming figure, but regarding self employed figures I heard it's complicated as they don't like figures which arent steady.  To overcome this can i take my expenses e.g. car insurance payments which are yearly payments and divide by 12 and input that figure every month same with every other expense?   same with petrol etc Hopefully the incoming figures will be relatively similar.   Will they analyse my bank statement?

I might go to the Jobcentre for advice- regarding journal should I take bank statements for incoming figures and expenses?

Can you get  a sick note for self employed work if Im still doing PAYE?

Comments

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,287 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    textbook said:
    1. Can I jump to the journal section of Universal Credit before finishing the to do list section? 1a. I'm a bit unsure about whether to put gout in health section on to do list as I'm doing 15hrs PAYE but can't work my self employed physical work for claiming statutory sick oo r can i just put anything then jump to journal then  come back to change it?

    Regarding journal- the PAYE is easy i guess as just and incoming figure, but regarding self employed figures I heard it's complicated as they don't like figures which arent steady. 2. To overcome this can i take my expenses e.g. car insurance payments which are yearly payments and divide by 12 and input that figure every month same with every other expense?   same with petrol etc Hopefully the incoming figures will be relatively similar.   Will they analyse my bank statement?

    3. I might go to the Jobcentre for advice- regarding journal should I take bank statements for incoming figures and expenses?

    4. Can you get  a sick note for self employed work if Im still doing PAYE?
    1. I'm unsure of the answer but necessary context for those who can help: have you submitted your claim at this point?
    1a. If it affects your ability to work you sh mention it

    2. No, UC works on a cash-in, cash-out basis.  You have to report actual income received and actual business expenditure for each month.

    3. I don't know

    4. Not exactly but your fit note is to cover working, so it can state what type of work you can and can't do and any restrictions.  So if your PAYE work doesn't contradict the reason you're needing a fit note, that would be fine.


    [As a note, this is a set of questions where extra context from your existing threads would definitely have come in handy.  I can't remember your whole situation and I don't have the brainpower to go looking through your other threads to see if there's anything that might affect what answers or advice to give.  Others may be able to do that but you maybe didn't realise many of us are ill ourselves, and willingly use our limited energy to try and help others.  It's to your benefit to try and make it as simple as possible to give you comprehensive advice.]
  • poppy12345
    poppy12345 Posts: 18,879 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    textbook said:
    1. Can I jump to the journal section of Universal Credit before finishing the to do list section? 1a. I'm a bit unsure about whether to put gout in health section on to do list as I'm doing 15hrs PAYE but can't work my self employed physical work for claiming statutory sick oo r can i just put anything then jump to journal then  come back to change it?

    Regarding journal- the PAYE is easy i guess as just and incoming figure, but regarding self employed figures I heard it's complicated as they don't like figures which arent steady. 2. To overcome this can i take my expenses e.g. car insurance payments which are yearly payments and divide by 12 and input that figure every month same with every other expense?   same with petrol etc Hopefully the incoming figures will be relatively similar.   Will they analyse my bank statement?

    3. I might go to the Jobcentre for advice- regarding journal should I take bank statements for incoming figures and expenses?

    4. Can you get  a sick note for self employed work if Im still doing PAYE?



    [As a note, this is a set of questions where extra context from your existing threads would definitely have come in handy.  I can't remember your whole situation and I don't have the brainpower to go looking through your other threads to see if there's anything that might affect what answers or advice to give.  Others may be able to do that but you maybe didn't realise many of us are ill ourselves, and willingly use our limited energy to try and help others.  It's to your benefit to try and make it as simple as possible to give you comprehensive advice.]

    This is where keeping all questions to one thread is often helpful, rather than start a new thread for every single question. I also don't have the energy to go through their past threads.

    Textbook, if your earnings are more than 16xNMW/week then you will not be able to be referred for a work capability assessment, unless you're claiming a disability benefit. Again, i don't know if this has been covered in your previous threads.
  • Muttleythefrog
    Muttleythefrog Posts: 20,400 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 January 2024 at 7:27PM
    I agree with the above posters.... I imagine you can view the journal section of U/C if claim is live even if tasks to do but surely you just press a button to know the answer... it won't blow Coventry up with a nuke (although this is a DWP system so I can't guarantee it). But like them I'm struggling... I've been seriously unwell since Xmas.... it's just beyond me to start pulling all your history together. 

    I really think you need to bottom out your working situation in terms of earnings and whether they prevent consideration for a WCA as poppy advises and as I am sure you've been advised before.... if so then you will need to decide if your health problems affect your ability to work sufficiently according to the WCA. At the end of the day there are some things we cannot manage for you and I'm sorry if you feel you're not getting clear answers you need. 
    "Do not attribute to conspiracy what can adequately be explained by incompetence" - rogerblack
  • textbook
    textbook Posts: 784 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    textbook said:
    1. Can I jump to the journal section of Universal Credit before finishing the to do list section? 1a. I'm a bit unsure about whether to put gout in health section on to do list as I'm doing 15hrs PAYE but can't work my self employed physical work for claiming statutory sick oo r can i just put anything then jump to journal then  come back to change it?

    Regarding journal- the PAYE is easy i guess as just and incoming figure, but regarding self employed figures I heard it's complicated as they don't like figures which arent steady. 2. To overcome this can i take my expenses e.g. car insurance payments which are yearly payments and divide by 12 and input that figure every month same with every other expense?   same with petrol etc Hopefully the incoming figures will be relatively similar.   Will they analyse my bank statement?

    3. I might go to the Jobcentre for advice- regarding journal should I take bank statements for incoming figures and expenses?

    4. Can you get  a sick note for self employed work if Im still doing PAYE?
    1. I'm unsure of the answer but necessary context for those who can help: have you submitted your claim at this point?
    1a. If it affects your ability to work you sh mention it

    2. No, UC works on a cash-in, cash-out basis.  You have to report actual income received and actual business expenditure for each month.

    3. I don't know

    4. Not exactly but your fit note is to cover working, so it can state what type of work you can and can't do and any restrictions.  So if your PAYE work doesn't contradict the reason you're needing a fit note, that would be fine.


    [As a note, this is a set of questions where extra context from your existing threads would definitely have come in handy.  I can't remember your whole situation and I don't have the brainpower to go looking through your other threads to see if there's anything that might affect what answers or advice to give.  Others may be able to do that but you maybe didn't realise many of us are ill ourselves, and willingly use our limited energy to try and help others.  It's to your benefit to try and make it as simple as possible to give you comprehensive advice.]
    1/ Havent submitted it yet no.  But maybe just do it.  

    2/  Cash in/out - will that be for the one month before the day i submit journal?   If so, I'll go through my statements figures with some cash before going to jobcentre
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,287 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    textbook said:
    textbook said:
    1. Can I jump to the journal section of Universal Credit before finishing the to do list section? 1a. I'm a bit unsure about whether to put gout in health section on to do list as I'm doing 15hrs PAYE but can't work my self employed physical work for claiming statutory sick oo r can i just put anything then jump to journal then  come back to change it?

    Regarding journal- the PAYE is easy i guess as just and incoming figure, but regarding self employed figures I heard it's complicated as they don't like figures which arent steady. 2. To overcome this can i take my expenses e.g. car insurance payments which are yearly payments and divide by 12 and input that figure every month same with every other expense?   same with petrol etc Hopefully the incoming figures will be relatively similar.   Will they analyse my bank statement?

    3. I might go to the Jobcentre for advice- regarding journal should I take bank statements for incoming figures and expenses?

    4. Can you get  a sick note for self employed work if Im still doing PAYE?
    1. I'm unsure of the answer but necessary context for those who can help: have you submitted your claim at this point?
    1a. If it affects your ability to work you sh mention it

    2. No, UC works on a cash-in, cash-out basis.  You have to report actual income received and actual business expenditure for each month.

    3. I don't know

    4. Not exactly but your fit note is to cover working, so it can state what type of work you can and can't do and any restrictions.  So if your PAYE work doesn't contradict the reason you're needing a fit note, that would be fine.


    [As a note, this is a set of questions where extra context from your existing threads would definitely have come in handy.  I can't remember your whole situation and I don't have the brainpower to go looking through your other threads to see if there's anything that might affect what answers or advice to give.  Others may be able to do that but you maybe didn't realise many of us are ill ourselves, and willingly use our limited energy to try and help others.  It's to your benefit to try and make it as simple as possible to give you comprehensive advice.]
    1/ Havent submitted it yet no.  But maybe just do it.  

    2/  Cash in/out - will that be for the one month before the day i submit journal?   If so, I'll go through my statements figures with some cash before going to jobcentre
    1. Okay so I think you don't have a journal yet anyway, until you actually submit the claim.

    2. Submitting each month's income and expenditure is only once you've submitted the claim.  Doesn't matter what you've earned before it (although I can't remember, it might ask for earnings, but that is only to see if you are exempt from the benefits cap) your earnings before the claim will not be taken into account when calculating your UC payments.

    What you will have to do is on the last day of your assessment period is submit the figures for the month.  So if for example you submitted your claim today, your assessment period would run 21st - 20th, so on the 20th Feb you would be asked for your self-employment income and expenditure from today until then.  And then asked on 20th March for your income and expenditure between 21st Feb and that day, and so on.  This is so they can accurately calculate your UC payment for each monthly period.
  • Unless your car is demonstrably solely for business use (i.e. you have another one for personal use), they're unlikely to accept the full insurance cost as a business expense. They're more likely to accept the cost difference of adding business use to a private car policy as a valid business expense. It would be beneficial to obtain quotes for both when renewing so you can evidence the differential.

    DWP want your trading income and expenses on a cash basis, so even if the full amount is accepted, it would all be deducted in the month you pay the cost, same with other expenses. Your only other option would be to switch to monthly payments rather than 12 months together.

    With fuel it would be the same - the month that the expense was incurred. But again you'd have to split out any personal usage (although you'll already have documented evidence of that for tax purposes you could try to use with UC as well). Depending on your mileage, you might find that it's easier to just claim the mileage rate (45p per mile for the first 10k miles).
  • peteuk
    peteuk Posts: 1,980 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I also assume you've got business insurance on your car, if you’re using it for business reasons.  If not then you run the risk of being pulled by the police and having the vehicle impounded for not having insurance (if your using it for business at the time)

    Would help if you explained what your self-employment is?
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