Important information about a data breach on the Emagister Training website.

user1977

grandma_j said:

I have it too, very odd, I guess it must be a scam, but the company does exist. I have never registered so how can my info be subject to a data breach.  Is there anywhere I can fwd the email to check whether it’s a scam?

I suppose you could contact Emagister and ask if the email came from them? Though what difference would it make to what you choose to do about it? The email itself doesn't appear to be the first step in any scam (doesn't ask you to provide any details, money, etc).

frugalstephen

user1977 said:

I suppose you could contact Emagister and ask if the email came from them? Though what difference would it make to what you choose to do about it?

That seems far too sensible a response LOL Some folk will be losing sleep over this rubbish email. They should just toss it in the trash bin and forget about it. Much more important things in life to worry about!

RefluentBeans

frugalstephen said:

born_again said:

frugalstephen said:

kat888 said:

Not sure about cash being safer. I've never been mugged in the street for my data.

Maybe, but all their poor sods that have had their phone nicked, it's the data they're after!

Just how are they going to get that when it transmitted via a secure connection direct to whoever the retailer uses for payment processing?

Phone stolen, then make sure that it's locked down so they can't get in 👍

No, you misunderstand. When you are 'mugged' for your phone, they wait till you are actually using it, hence they steal it unlocked. Nicked phones have little value these days because of increased security, it's the data they want, your banking app/credit card app  etc..

I assume you mean the contactless aspect of the phone? To clarify - phones have contactless payments on. You can do unverified contactless payments - which are where you just tap and don’t require Face ID/fingerprint/pass code - this is the same as contactless payments, and often don’t require the phone to be unlocked, but are capped at around £100. 

Most banks do allow you to spend more by verifying the transaction with Face ID/fingerprint/passcode. If a thief stole your phone and tried to buy a MacBook they’d have to have your phone passcode to pay for it (or your face or fingerprint). 

The same with accessing sensitive information- banking apps are normally more secure than something like instagram - meaning you have to input data to confirm you are who you say you are - normally either a password or some other form of identification (Face ID or fingerprint - neither are easy to ‘hack’). 

If you have your phone stolen you can easily cancel your cards (by calling a 24 hour free phone-line who can block transactions immediately). However you can’t block cash from being spent - if someone steals your wallet full of cash because ‘it’s more safer’ good luck getting any money back. The whole ‘cash is safer’ argument falls apart when you do an apples to apples comparison. 

frugalstephen

RefluentBeans said:

frugalstephen said:

born_again said:

frugalstephen said:

kat888 said:

Not sure about cash being safer. I've never been mugged in the street for my data.

Maybe, but all their poor sods that have had their phone nicked, it's the data they're after!

Just how are they going to get that when it transmitted via a secure connection direct to whoever the retailer uses for payment processing?

Phone stolen, then make sure that it's locked down so they can't get in 👍

No, you misunderstand. When you are 'mugged' for your phone, they wait till you are actually using it, hence they steal it unlocked. Nicked phones have little value these days because of increased security, it's the data they want, your banking app/credit card app  etc..

I assume you mean the contactless aspect of the phone? To clarify - phones have contactless payments on. You can do unverified contactless payments - which are where you just tap and don’t require Face ID/fingerprint/pass code - this is the same as contactless payments, and often don’t require the phone to be unlocked, but are capped at around £100. 

Most banks do allow you to spend more by verifying the transaction with Face ID/fingerprint/passcode. If a thief stole your phone and tried to buy a MacBook they’d have to have your phone passcode to pay for it (or your face or fingerprint). 

The same with accessing sensitive information- banking apps are normally more secure than something like instagram - meaning you have to input data to confirm you are who you say you are - normally either a password or some other form of identification (Face ID or fingerprint - neither are easy to ‘hack’). 

If you have your phone stolen you can easily cancel your cards (by calling a 24 hour free phone-line who can block transactions immediately). However you can’t block cash from being spent - if someone steals your wallet full of cash because ‘it’s more safer’ good luck getting any money back. The whole ‘cash is safer’ argument falls apart when you do an apples to apples comparison. 

If you have your phone stole, and it's unlocked, you can then proceed to 'root' the phone to get inside the built in security. You are making the error of thinking like an honest person, rather than a scumbag thief who will bypass many 'security' systems. Rather like locking your car, it will dissuade honest folk from opening it, but a determined thief will have very little issue in depriving you of ownership!

RefluentBeans

frugalstephen said:

RefluentBeans said:

frugalstephen said:

born_again said:

frugalstephen said:

kat888 said:

Not sure about cash being safer. I've never been mugged in the street for my data.

Maybe, but all their poor sods that have had their phone nicked, it's the data they're after!

Just how are they going to get that when it transmitted via a secure connection direct to whoever the retailer uses for payment processing?

Phone stolen, then make sure that it's locked down so they can't get in 👍

No, you misunderstand. When you are 'mugged' for your phone, they wait till you are actually using it, hence they steal it unlocked. Nicked phones have little value these days because of increased security, it's the data they want, your banking app/credit card app  etc..

I assume you mean the contactless aspect of the phone? To clarify - phones have contactless payments on. You can do unverified contactless payments - which are where you just tap and don’t require Face ID/fingerprint/pass code - this is the same as contactless payments, and often don’t require the phone to be unlocked, but are capped at around £100. 

Most banks do allow you to spend more by verifying the transaction with Face ID/fingerprint/passcode. If a thief stole your phone and tried to buy a MacBook they’d have to have your phone passcode to pay for it (or your face or fingerprint). 

The same with accessing sensitive information- banking apps are normally more secure than something like instagram - meaning you have to input data to confirm you are who you say you are - normally either a password or some other form of identification (Face ID or fingerprint - neither are easy to ‘hack’). 

If you have your phone stolen you can easily cancel your cards (by calling a 24 hour free phone-line who can block transactions immediately). However you can’t block cash from being spent - if someone steals your wallet full of cash because ‘it’s more safer’ good luck getting any money back. The whole ‘cash is safer’ argument falls apart when you do an apples to apples comparison. 

If you have your phone stole, and it's unlocked, you can then proceed to 'root' the phone to get inside the built in security. You are making the error of thinking like an honest person, rather than a scumbag thief who will bypass many 'security' systems. Rather like locking your car, it will dissuade honest folk from opening it, but a determined thief will have very little issue in depriving you of ownership!

You cannot access app information like bank accounts in a rooted phone. You can’t access biometric data. Root access to a phone gives you privileges that people wouldn’t normally have access to - normally used to download paid for apps/media for free. Have you got any reports from reliable sources of using root access to either access bank accounts or to bypass the ID check for contactless payments?

Of course, if someone steals a wad of cash they can do what they want with it. 

born_again

frugalstephen said:

RefluentBeans said:

frugalstephen said:

born_again said:

frugalstephen said:

kat888 said:

Not sure about cash being safer. I've never been mugged in the street for my data.

Maybe, but all their poor sods that have had their phone nicked, it's the data they're after!

Just how are they going to get that when it transmitted via a secure connection direct to whoever the retailer uses for payment processing?

Phone stolen, then make sure that it's locked down so they can't get in 👍

No, you misunderstand. When you are 'mugged' for your phone, they wait till you are actually using it, hence they steal it unlocked. Nicked phones have little value these days because of increased security, it's the data they want, your banking app/credit card app  etc..

I assume you mean the contactless aspect of the phone? To clarify - phones have contactless payments on. You can do unverified contactless payments - which are where you just tap and don’t require Face ID/fingerprint/pass code - this is the same as contactless payments, and often don’t require the phone to be unlocked, but are capped at around £100. 

Most banks do allow you to spend more by verifying the transaction with Face ID/fingerprint/passcode. If a thief stole your phone and tried to buy a MacBook they’d have to have your phone passcode to pay for it (or your face or fingerprint). 

The same with accessing sensitive information- banking apps are normally more secure than something like instagram - meaning you have to input data to confirm you are who you say you are - normally either a password or some other form of identification (Face ID or fingerprint - neither are easy to ‘hack’). 

If you have your phone stolen you can easily cancel your cards (by calling a 24 hour free phone-line who can block transactions immediately). However you can’t block cash from being spent - if someone steals your wallet full of cash because ‘it’s more safer’ good luck getting any money back. The whole ‘cash is safer’ argument falls apart when you do an apples to apples comparison. 

If you have your phone stole, and it's unlocked, you can then proceed to 'root' the phone to get inside the built in security. You are making the error of thinking like an honest person, rather than a scumbag thief who will bypass many 'security' systems. Rather like locking your car, it will dissuade honest folk from opening it, but a determined thief will have very little issue in depriving you of ownership!

I suggest you have a look at this thread.
https://forums.moneysavingexpert.com/discussion/6498681/anyone-else-having-a-problem-with-the-halifax-app-saying-their-phones-rooted-jailbroken/p1

Banking apps do not run on rooted phone 👍

While losing a unlocked phone would not be nice. I know I'm covered for fraud spending. Unlike being mugged & wallet stolen. 👌