Nationwide Flex Plus current account switch offer gone

friolento

[Deleted User] said:

friolento said:

35har1old said:

roadweary said:

!!!!!! - I wanted an account with good travel insurance and fully featured roadside recovery....had settled on the above at £13 per month.  I noticed the switch offer with 2 active direct debits required on the donor account and set those up early December....they started coming out late December.

I was a bit paranoid as the DDs said 'unknown' for frequency so I decided I'd wait until the DDs had come out twice for that to be populated, even though it didn't appear to be in the Ts and Cs. 

Anyhow, turns out the offer finished 21st December - serves me right for being paranoid!

What about the coop switch offer

I used to have the FlexPlus for the travel and breakdown insurance. As they want extra money if you are over 70, I have moved to the COOP Everyday Extra account which insures you until 80, for only a slighty higher monthly premium.

COOP switch offer:https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-save

Doesn't the Virgin Club M do all that for a lower premium than even Nationwide FlexPlus at £12.50?

Max age 74. Not a problem for many but would be for me. 

Virgin don’t have a current switch offer, either. It would take around 5 years before Virgin actually costs me less than the COOP 😳

https://www.moneysavingexpert.com/banking/best-packaged-bank-accounts/

WillPS

roadweary said:

[Deleted User] said:

friolento said:

35har1old said:

roadweary said:

!!!!!! - I wanted an account with good travel insurance and fully featured roadside recovery....had settled on the above at £13 per month.  I noticed the switch offer with 2 active direct debits required on the donor account and set those up early December....they started coming out late December.

I was a bit paranoid as the DDs said 'unknown' for frequency so I decided I'd wait until the DDs had come out twice for that to be populated, even though it didn't appear to be in the Ts and Cs. 

Anyhow, turns out the offer finished 21st December - serves me right for being paranoid!

What about the coop switch offer

I used to have the FlexPlus for the travel and breakdown insurance. As they want extra money if you are over 70, I have moved to the COOP Everyday Extra account which insures you until 80, for only a slighty higher monthly premium.

COOP switch offer:https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-save

Doesn't the Virgin Club M do all that for a lower premium than even Nationwide FlexPlus at £12.50?

They use Green Flag who won’t get you and your vehicle home if they can’t fix it but to a local garage. I’d only go with AA or RAC for that reason. 

There's also no 'onward travel' included - Nationwide's pacakaged AA cover includes this, I think uniquely among its peers.

ju5tanam3

Just switched to Nationwide as our previous bank closed it's local branch. Absolutley worth it as the Travel insurance will cost us an extra £500 per year approx, due to medical conditions. all other insurance companies are quoting over £1000. so there's that plus breakdown cover.

roadweary

ju5tanam3 said:

Just switched to Nationwide as our previous bank closed it's local branch. Absolutley worth it as the Travel insurance will cost us an extra £500 per year approx, due to medical conditions. all other insurance companies are quoting over £1000. so there's that plus breakdown cover.

They didn't ask any extra to cover the pre existing medical conditions?

friolento

roadweary said:

ju5tanam3 said:

Just switched to Nationwide as our previous bank closed it's local branch. Absolutley worth it as the Travel insurance will cost us an extra £500 per year approx, due to medical conditions. all other insurance companies are quoting over £1000. so there's that plus breakdown cover.

They didn't ask any extra to cover the pre existing medical conditions?

They do.

The standard cover only costs 12 * £13 = £156. You can buy extra cover for certain conditions, and for cover over age 69.

Middle_of_the_Road

friolento said:

roadweary said:

ju5tanam3 said:

Just switched to Nationwide as our previous bank closed it's local branch. Absolutley worth it as the Travel insurance will cost us an extra £500 per year approx, due to medical conditions. all other insurance companies are quoting over £1000. so there's that plus breakdown cover.

They didn't ask any extra to cover the pre existing medical conditions?

They do.

The standard cover only costs 12 * £13 = £156. You can buy extra cover for certain conditions, and for cover over age 69.

I've just applied for a Flex-Plus account for the insurance package, and because my Flex-Direct account is being switched to CoOp.
During the application, it was highlighted that they're changing the provider of their travel insurance to Aviva, and there'll be no extra requirements for over 70's. I think it said this comes into effect in either April or May.

ETA Link-
FlexPlus Travel Insurance provider change | nationwide

35har1old

roadweary said:

[Deleted User] said:

friolento said:

35har1old said:

roadweary said:

!!!!!! - I wanted an account with good travel insurance and fully featured roadside recovery....had settled on the above at £13 per month.  I noticed the switch offer with 2 active direct debits required on the donor account and set those up early December....they started coming out late December.

I was a bit paranoid as the DDs said 'unknown' for frequency so I decided I'd wait until the DDs had come out twice for that to be populated, even though it didn't appear to be in the Ts and Cs. 

Anyhow, turns out the offer finished 21st December - serves me right for being paranoid!

What about the coop switch offer

I used to have the FlexPlus for the travel and breakdown insurance. As they want extra money if you are over 70, I have moved to the COOP Everyday Extra account which insures you until 80, for only a slighty higher monthly premium.

COOP switch offer:https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-save

Doesn't the Virgin Club M do all that for a lower premium than even Nationwide FlexPlus at £12.50?

They use Green Flag who won’t get you and your vehicle home if they can’t fix it but to a local garage. I’d only go with AA or RAC for that reason. 

I am with Nationwide but they changed it to the  to AA had occasion to use it  recently had  a long wait where  as previously last call I made under the old provider good response time.
Asked a mate to drop by and got her going so had to cancel callout
It is all done by using a smart phone so if you don't have one you may be indifs

friolento

Middle_of_the_Road said:

friolento said:

roadweary said:

ju5tanam3 said:

Just switched to Nationwide as our previous bank closed it's local branch. Absolutley worth it as the Travel insurance will cost us an extra £500 per year approx, due to medical conditions. all other insurance companies are quoting over £1000. so there's that plus breakdown cover.

They didn't ask any extra to cover the pre existing medical conditions?

They do.

The standard cover only costs 12 * £13 = £156. You can buy extra cover for certain conditions, and for cover over age 69.

I've just applied for a Flex-Plus account for the insurance package, and because my Flex-Direct account is being switched to CoOp.
During the application, it was highlighted that they're changing the provider of their travel insurance to Aviva, and there'll be no extra requirements for over 70's. I think it said this comes into effect in either April or May.

ETA Link-
FlexPlus Travel Insurance provider change | nationwide

Interesting. Aviva are the provider of the COOP travel insurance, too.Though I don't think the T&Cs are same same as for Nationwide.

I doubt I'll be changing back because I also get gadget insurance from the COOP.