Fixing a gas leak? Insurance?

jezebel
jezebel Posts: 283 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
Hi, 

Wasn't sure if this was energy or in home.

Gas leak has been detected and isolated, so no immediare emergency but now need to identify how best to get it fixed. 

We have british gas homecare and minimal house insurance.  The leak is on the intake pipe which looks like it's covered on British Gas and they booked appointment for Monday (the "earliest" appointment 🙄) but my worry is they may say its not covered, so should I be going through house insurance?


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Comments

  • Yorkie1
    Yorkie1 Posts: 11,908 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have you actually double checked your house insurance to see whether it covers something like a repair to a gas pipe or appliance?

    BG Homecare seems more likely to fix it.
  • jezebel
    jezebel Posts: 283 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks @Yorkie1 That's what I thought.

    The house insurance appears to cover building work, but I would need to talk to them about specific of this as it doesnt mention details of what is covered. 

    Have booked a BG homecare appointment in the meantime so will see what they say on Monday but I was worried about wasting the call out - suppose it is what we pay for. 
    Mortgage Free since January 2018!
  • Yorkie1
    Yorkie1 Posts: 11,908 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Homecare have always fixed issues for my Mum - hopefully they should do so for you too
  • ThisIsWeird
    ThisIsWeird Posts: 7,935 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 13 January 2024 at 8:19PM
    jezebel said:
    Hi, 

    Wasn't sure if this was energy or in home.

    Gas leak has been detected and isolated, so no immediare emergency but now need to identify how best to get it fixed. 

    We have british gas homecare and minimal house insurance.  The leak is on the intake pipe which looks like it's covered on British Gas and they booked appointment for Monday (the "earliest" appointment 🙄) but my worry is they may say its not covered, so should I be going through house insurance?



    Hi Jez.
    Is this leak occurring before your meter/shut-off valve? If so, it'll be the responsibility of the 'gas board' such as Cadent. If it's from the meter itself, it'll likely be up to your gas energy provider - BG, EDF or whoever. If it's within your house, it's your responsibility, but it looks as tho' you have BG cover?
    So, either way, it looks as tho' you are covered. :-)
    Your house insurance won't normally cover this, unless you added the feature under something like 'emergency home cover'.
  • jezebel
    jezebel Posts: 283 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    jezebel said:
    Hi, 

    Wasn't sure if this was energy or in home.

    Gas leak has been detected and isolated, so no immediare emergency but now need to identify how best to get it fixed. 

    We have british gas homecare and minimal house insurance.  The leak is on the intake pipe which looks like it's covered on British Gas and they booked appointment for Monday (the "earliest" appointment 🙄) but my worry is they may say its not covered, so should I be going through house insurance?



    Hi Jez.
    Is this leak occurring before your meter/shut-off valve? If so, it'll be the responsibility of the 'gas board' such as Cadent. If it's from the meter itself, it'll likely be up to your gas energy provider - BG, EDF or whoever. If it's within your house, it's your responsibility, but it looks as tho' you have BG cover?
    So, either way, it looks as tho' you are covered. :-)
    Your house insurance won't normally cover this, unless you added the feature under something like 'emergency home cover'.
    Thanks, this confirmed how I understood it was likely covered.  Its after the meter according to Cadent who came out and isolated it.  I'm glad we have the British Gas engineer booked now.
    Mortgage Free since January 2018!
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