We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Gap insurance help

2»

Comments

  • Can someone please tell me if this means I am in negative equity because the value of the car was lower than my settlement amount but I paid the difference ???
  • Dave_5150
    Dave_5150 Posts: 286 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic
    edited 15 January 2024 at 5:29PM
    reggi2022 said:
    Can someone please tell me if this means I am in negative equity because the value of the car was lower than my settlement amount but I paid the difference ???
    The RTI GAP payment + the insurance payout will equal the £11,762.31 invoice amount. The part exchange value and settlement figure are irrelevant.

    BTW It isn't a good idea to include the £30 RFL in a finance agreement . You would have ended up paying around £42.50 for it over the 60 months (41.66% extra).
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.