Geriatricmum vs inner voice: A monologue

Geriatricmum

I made the balance transfer this morning, can't wait to update the spreadsheet when it all goes through! 

Spendless

Woohoo - to Barclaycard I assume? You made a decision and followed it through. Well done.  

KeepOnKnitting

Sounds like you are making a fab start. Fun to read, and hopefully fun to write, will keep you motivated to keep going. The early days are all about decisions and choices and learning and strategy. After a while it turns into routine, and that's when you will need the fun and the challenge to help you stick to the plan. Good luck.

enthusiasticsaver

That is good.  That should take the Barclaycard to less than £1k.  You should do one of those visual charts where you block out a square for each £10 or whatever for each payment taken off.  Or check out the payment a day challenge on the DFW challenge forum. 

Geriatricmum

Spendless said:

Woohoo - to Barclaycard I assume? You made a decision and followed it through. Well done.  

Yup! Thank you 😁

Geriatricmum

KeepOnKnitting said:

Sounds like you are making a fab start. Fun to read, and hopefully fun to write, will keep you motivated to keep going. The early days are all about decisions and choices and learning and strategy. After a while it turns into routine, and that's when you will need the fun and the challenge to help you stick to the plan. Good luck.

I'm glad you're enjoying my diary. I am having alot of fun writing it.
Above all else it's nice to get out what I'm feeling and thinking, no matter how ridiculous.
I don't want to be constantly talking about money with DH so this is a good outlet for me. 

I really appreciate all the advice and comments. 

Geriatricmum

enthusiasticsaver said:

That is good.  That should take the Barclaycard to less than £1k.  You should do one of those visual charts where you block out a square for each £10 or whatever for each payment taken off.  Or check out the payment a day challenge on the DFW challenge forum. 

Ooo sounds interesting, inner voice will be pleased to have another chart! 

Geriatricmum

End of the week roundup:

Fails:

— spending money on lunches

Wins:

+ sold a DD outgrown dress on vinted, another £3 in the EF

+ Managed 3x workouts this week. 

+ I didn't spend anything on the credit cards. 

+ reduced Barclaycard balance to under £1k (baby steps) 

+ Using pantry and freezer foods this week for meals 

+ emptyish fridge/freezer means it had a clean yesterday too ha!

Spendless

You've got far more wins than fails and you're still at a very early stage of your journey, so I think that's good going - well done. 

Geriatricmum

Spendless said:

You've got far more wins than fails and you're still at a very early stage of your journey, so I think that's good going - well done. 

Thank you 😊 I'm feeling very positive