Very old second charge on property we’re selling

user1977

GDB2222 said:

The executors are under no obligation to sign the discharge forms, and the ultimate beneficiaries could reasonably complain if the executors sign without proof of the loan having been repaid in full - the OP says there is no proof.

I mean, it's possible it wasn't repaid. But that would suggest the solicitor had closed his file, and later wound up his business before retiring, somehow forgetting about a (presumably significant) amount of money outstanding at a high rate of interest...

The whole point about bridging loans is that they are (sometimes extremely) short term, not something which is at all likely to be lying around for years.

housebuyer143

It's likely when you find the charge holder and the loan details you find proof it's been paid so you probably won't need to pay it again. 

GDB2222

housebuyer143 said:

It's likely when you find the charge holder and the loan details you find proof it's been paid so you probably won't need to pay it again. 

I think the OP is hoping that he can somehow remove the charge without tracking down the charge holder.

Bernard_Coleslaw

Hello all

Guess what our solicitor found when they checked the deed packet (which they’ve had for months) today? 

A signed Discharge of Mortgage from the original charge holder. It had been there all the time.

Simultaneously relieved and !!!!!!-off. 😉