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Help with where to start with this mess

Tracker90 · 2024-01-09 22:09:02

I think with the start of 2024 - i need to finally acknowledge things are not ok and seek help with where to start clearing this mess. Below is SOA; [font=courier new][b]Statement of Affairs and Personal Balance Sheet[/b][b] Monthly Income Details[/b] Monthly income after tax................ 1800 Partners monthly income…

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sourcrates Posts: 31,601 Ambassador

28 November 2024 at 9:18PM

Tracker90 said:

Grumpelstiltskin said:

You do nothing until you are back in the UK

What if this is.. 5/6/7 years from now? Even then, only for visiting family in the Uk?

How long will you be abroad for?

Because if its going to be a while, all that will happen is a judgement will be granted, they may write and try to get you to pay, but once they discover your no longer in the UK, the whole process becomes academic, as debts won`t be chased abroad, nor will they affect you there.

After 6 years any judgements become unenforceable, and then they will be forgotten about.

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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