We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help with where to start with this mess
Options
Comments
-
Thank you both again! They haven’t bothered to reply to the email yet asking them the above but they have gladly sent this text now, I assume another attempt to intimidate…
0 -
Yes they are trying to frighten you into paying. You know to ignore E Mails just watch out for anything sent by snail mail.If you go down to the woods today you better not go alone.0
-
I give them full marks for effort1
-
Just a small update - I have not heard anything from them since I sent the email.. not sure if that’s a good or bad thing!0
-
Not surprising, most are automated anyway, only a letter need be taken notice of.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
I received this letter a couple of days ago.. is this another where I should respond now? It’s just they haven’t put any sort of date which I need to respond by?
also- last month I have arranged a living agreement through work where I am able to save more money towards an emergency fund which should help a lot.0 -
Well its neither nowt nor sumat to be fair.
Its not an official LBA, as it does not include the 30 day return paperwork, as far as I can make out its just a letter informing you of their role in proceedings, now will they send an LBA before issuing a claim, as per civil procedure rules, who knows, this is how they like to confuse the issue, and get you to contact them.
I would say its just another frightener, but see what @fatbelly thinks.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
sourcrates said:Well its neither nowt nor sumat to be fair.
Is that a Yorkshire phrase, @sourcrates ?
It doesn't appear to a letter before action LBA, more a LBLBA.
I suspect a proper LBA will follow, and guidance as ever, is here
https://debtcamel.co.uk/letter-before-claim-ccj/
3 -
Yorkshire and proud lolfatbelly said:sourcrates said:Well its neither nowt nor sumat to be fair.
Is that a Yorkshire phrase, @sourcrates ?
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter3 -
Thanks guys. I’ll just wait until receiving the proper LBA as previous and go down the same route.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards