Credit card debts

EssexHebridean

Sourcrates reply above was in relation to the proof of address. 

Another definite vote for keeping questions in the same thread so far as possible - it’s hugely frustrating when people have multiple threads all dealing with essentially the same situation not least as it frequently means very similar reply’s being given on many threads. It can also lead to confusion when those responding can’t “see” the full picture.

As for the BBL, because it’s business related not personal it will as said above not be treated the same - and you also said that you wanted to keep the business stuff separate anyway? 

TheAble

I don't know the answer categorically but I don't see why Starling would care about a debt you have with a different banking group. It's not as if they're going to be offering you credit.

That said though, why aren't they accepting your proof of address?

The alternative is to choose a basic bank account from a different provider who *will* accept your proof of address. You don't have to go with Starling.

Looking4silverlining

EssexHebridean said:

Sourcrates reply above was in relation to the proof of address. 

Another definite vote for keeping questions in the same thread so far as possible - it’s hugely frustrating when people have multiple threads all dealing with essentially the same situation not least as it frequently means very similar reply’s being given on many threads. It can also lead to confusion when those responding can’t “see” the full picture.

As for the BBL, because it’s business related not personal it will as said above not be treated the same - and you also said that you wanted to keep the business stuff separate anyway? 

Hi. Yes I’m getting a bit confused but I did think that all of my questions were all in the same thread? Maybe I don’t understand about answering. I try to use the ‘quite’ function. Do you mean, each time I ask a question it makes a new thread? 

I’m a sole trader so I think the BB loan becomes personal. Not 100%

I tend to keep my business stuff in a separate account, that’s all. 

stu12345_2

you did state you had credit cards, use their statements as proof of address. is the address on the credit card bills the same as the address you live at now 

what exactly do you have at your current address as a form of proof of address. 


here is a link to what NatWest bank need, how many forms of proof  could you provide to  satisfy them for example
https://www.natwest.com/current-accounts/what-do-you-need-to-open-a-current-account.html#:~:text=Proof of address can include,Tax documents.

Looking4silverlining

stu12345_2 said:

you did state you had credit cards, use their statements as proof of address. is the address on the credit card bills the same as the address you live at now 

what exactly do you have at your current address as a form of proof of address. 


here is a link to what NatWest bank need, how many forms of proof  could you provide to  satisfy them for example
https://www.natwest.com/current-accounts/what-do-you-need-to-open-a-current-account.html#:~:text=Proof of address can include,Tax documents.

Yes lots of bank and credit card stats but I was worried about linking them. 

I’ve done it now with a bank statement so they should accept it. 

If not I’ll try Nat West, thanks. 

I was sending stuff from doctors, mobile phone, tax credits etc but they didn’t like that. 

Fingers crossed it should be fine now. 

stu12345_2

mobile phone contracts aren't suitable, water bills, council tax bills, voters roll are.
I'm glad you now sent off the right proof and  it should be fine 

the NatWest was just a link not a suggestion,, like I said Lloyds were easy for wife and nationwide was easyish for me  to open basic non current account 

EssexHebridean

Looking4silverlining said:

EssexHebridean said:

Sourcrates reply above was in relation to the proof of address. 

Another definite vote for keeping questions in the same thread so far as possible - it’s hugely frustrating when people have multiple threads all dealing with essentially the same situation not least as it frequently means very similar reply’s being given on many threads. It can also lead to confusion when those responding can’t “see” the full picture.

As for the BBL, because it’s business related not personal it will as said above not be treated the same - and you also said that you wanted to keep the business stuff separate anyway? 

Hi. Yes I’m getting a bit confused but I did think that all of my questions were all in the same thread? Maybe I don’t understand about answering. I try to use the ‘quite’ function. Do you mean, each time I ask a question it makes a new thread? 

I’m a sole trader so I think the BB loan becomes personal. Not 100%

I tend to keep my business stuff in a separate account, that’s all. 

I was responding to the person who suggested you started a new thread to ask a specific question - explaining why it wasn’t a good idea!  You’re doing fine, keep doing what you’re doing. 

Looking4silverlining

Wow, what does this mean? I can’t have another account at the same time? 

I confirm I am eligible for a basic bank account. I am aware no borrowing facilities are available with this account and agree if I currently hold a bank (payment) account with another UK provider I will not continue to do so.

RAS

Who sent that response?

Looking4silverlining

RAS said:

Who sent that response?

It was HSBC in the end I’ve tried for a NatWest. I dont think they are connected to any of mine that I owe debts to (I hope I’m right)