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Can I stop paying into my HTB ISA when I reach £12k?

J2010
Posts: 54 Forumite

Hi folks, I'm about to reach £12k in my Help to Buy ISA and was just wondering can I stop paying into it when I reach that balance?... or will this affect it in any way?... or alternatively can I lower what I pay in to say £20pm instead of what I currently pay in which is is £200pm?
I'm a little fearful of changing anything incase it voids my £3k uplift for first time buying?
Thanks in advance
I'm a little fearful of changing anything incase it voids my £3k uplift for first time buying?
Thanks in advance
0
Comments
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https://www.moneysavingexpert.com/savings/help-to-buy-isa/
- The most you'll get the bonus on is £12,000 (so a £3,000 bonus). If you have more than that you can still use the ISA to save, you just won't get more than £3,000 on top.
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J2010 said:Hi folks, I'm about to reach £12k in my Help to Buy ISA and was just wondering can I stop paying into it when I reach that balance?... or will this affect it in any way?... or alternatively can I lower what I pay in to say £20pm instead of what I currently pay in which is is £200pm?
I'm a little fearful of changing anything incase it voids my £3k uplift for first time buying?
Thanks in advance
https://www.moneysavingexpert.com/savings/lifetime-isas/
0
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