We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Best way for spending in Spain

Options
13»

Comments

  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,261 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 10 January 2024 at 11:32AM
    Unicaja Banco are also free for cash withdrawals as long as you ignore their kind offer of doing the conversion at "guaranteed" rates.




     Unicaja's version of "With Conversion" option ?


    Something like that. I'm sure most regular and MSE-savvy travellers will be fine but the language used by these machines is deliberately confusing so is sure to catch some people out.  The ATM rates can be up to 30% different to the Interbank ones.
    Just to satisfy my curiousity (and ignorance) - please indicate what terminology options Unicaja ATMs flag up when it comes to choosing the conversion process.
    I'm only familiar with the usual two offers of With/Without - but my experience in recent years is limited to Santander and Banca March.

  • Doshwaster
    Doshwaster Posts: 6,332 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Unicaja Banco are also free for cash withdrawals as long as you ignore their kind offer of doing the conversion at "guaranteed" rates.




     Unicaja's version of "With Conversion" option ?


    Something like that. I'm sure most regular and MSE-savvy travellers will be fine but the language used by these machines is deliberately confusing so is sure to catch some people out.  The ATM rates can be up to 30% different to the Interbank ones.
    Just to satisfy my curiousity (and ignorance) - please indicate what terminology options Unicaja ATMs flag up when it comes to choosing the conversion process.
    I'm only familiar with the usual two offers of With/Without - but my experience in recent years is limited to Santander and Banca March.


    I can't remember exactly as I only used the machine once as I had leftover Euros and my Starling card for other spending but it's similar to the others. Decline the offer of a "guaranteed" conversion rate (which is shockingly bad) then have to dismiss another warning that your own bank won't pay the "guaranteed" rate before finally spitting out your Euros.
  • Thanks.
    There is a Unicaja branch with ATM in our favourie resort - I'll try it out with lowest amount of Euros that can be withdrawn (40 ?) being ultra careful as per your health warning.
    Using our Chase card for obvious reasons.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.