Please help! RE: Section 75

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  • born_again
    born_again Posts: 14,309 Forumite
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    Nebulous2 said:
    What kind of large purchase? 

    A single item over £30k, or individual items with different prices?

    What you bought and what your invoice says could make a difference. 
    Although if it is towards building a home. CC will view it at the total cost.
    Life in the slow lane
  • eskbanker
    eskbanker Posts: 30,821 Forumite
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    Nebulous2 said:
    What kind of large purchase? 

    A single item over £30k, or individual items with different prices?

    What you bought and what your invoice says could make a difference. 
    Although if it is towards building a home. CC will view it at the total cost.
    That's usually the case when considering a package of goods and services structured into an identifiable job, but the legislation does clearly relate to items valued at up to £30K, so if OP's purchase does relate only to (multiple) goods then there does seem to be a possibility that it'll be in scope - certainly worth exploring, in the absence of any other avenues!
  • born_again
    born_again Posts: 14,309 Forumite
    First Anniversary First Post Name Dropper
    eskbanker said:
    Nebulous2 said:
    What kind of large purchase? 

    A single item over £30k, or individual items with different prices?

    What you bought and what your invoice says could make a difference. 
    Although if it is towards building a home. CC will view it at the total cost.
    That's usually the case when considering a package of goods and services structured into an identifiable job, but the legislation does clearly relate to items valued at up to £30K, so if OP's purchase does relate only to (multiple) goods then there does seem to be a possibility that it'll be in scope - certainly worth exploring, in the absence of any other avenues!
    I know what you are saying, but if OP made multiple claims, which is odds on, say for kitchen, then flooring, then something else. They CC would say Oh, this is all going to one outcome & a total purchase price over limit.
    Would no doubt end up @ FOS to rule on.
    Life in the slow lane
  • It is windows and doors, so multiple items, although the invoice isn't itemised 🥴
  • born_again
    born_again Posts: 14,309 Forumite
    First Anniversary First Post Name Dropper
    It is windows and doors, so multiple items, although the invoice isn't itemised 🥴
    Are we talking SafeStyle here?
    Life in the slow lane
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