We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Watty's Awakening
Options
Comments
-
Luckily fireworks here were notified on our village FB group. My cats were a bit upset, but coped OK. Luckily they'd come in because they were hungry, so I locked the catflap. Not that they've shown any signs of wanting to go out.3
-
I was watching the local park fireworks from my window and they were magnificent - v loud though, at least not many animals and def no horses here luckily.
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
@badmemory 7.30 am ?? What the ??? Rhetorical question
@Slinky thank you for that link. Filled in.
Only very distant ones last night so that was good. Charming Cob however waiting for vet. He isn't right, having not eaten overnight and decidedly depressed this morning which is unlike him. Reading on here to pass the time while I wait.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
I hope the vet arrives soon and CC is soon feeling better.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Well wishes for CC.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Charming Cob probably has a viral infection. He has been given a painkiller injection to help him feel better and bloods taken to check and see what else might be going on, if anything. Was a new to us vet and was a really jolly person. Very nice indeed.
I posted a screen on the course (as it is course day) to say I was "out of office" and why but made it back in to teach course in time. Charming cob seems to be feeling better as restless in his stable. Have to take his temperature again in a couple of hours then he can go back to the field. Course went well, glad I spent yesterday evening prepping it carefully though given vet dramas this morning.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
I'm glad it's gone well, and he's feeling more like himself. It's nice when you click with the professionals who provide care.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Charming Cob says he is still feeling poorly and declined to go to the field this morning. Finally went out under duress much later and was found lying in the field mid afternoon which worried me. Bought him in, checked his temp and gave him some hay. I think he still feels a bit under the weather and his painkiller/anti inflammatory had worn off. All the blood tests are ok so I don't think this too serious.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Email finally sent to the insurance company to explain why I feel the offer is only a quarter of comparable car prices and so too low with evidence to support my reasoning. They did say they were open to "negotiation" if I could prove my point so have finally sent that in.
I don't hold out much hope but I'll just see what they come back with now. I would like it sorted by the time the weather turns.
The house looks great as the cleaner has been (minus the mess WattyDog has already made) and I have clean bedding. Off to check on the horses, shower and very early night!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Hugs and get well gentle wafts to Charming Cob x
Well done on the insurance company offer challenge. Even if you only get the offer doubled it will help.Hope you sleep well 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards