Incorrect payee name on a cheque

flaneurs_lobster

General_Grant said:

A title is not part of a name, is it?  (Except in the name of a pub perhaps.)

It's interesting that every account I've opened (there's quite a few) has asked for a title, and it's a mandatory input, and yet any payment instruction I make only requires Firstname Lastname. Wonder what it's for?

mr_Jw

I am the executor of my brother's will and this is a tax rebate payable to me. 

badmemory

You will be surprised what a bank will actually accept.  Many years ago it was acceptable to use secondname lastname.  One of my accounts still issues a card in that formula despite the fact that they know my firstname etc.  They always accept through an ATM but occasionally will not over the counter.

Kim_13

Regarding the suggestions to pay in via app/machine, it gets over the possibility of an immediate refusal at a counter, but if it is picked up later on in the process and refused, the bank will charge a returned cheque fee, won’t they? Depends whether that risk is worth it to possibly avoid having to deal with HMRC at this time to get the cheque re-issued.

Mr.Generous

Take it to the bank in person with ID, but as an added precaution wear a long wig, lipstick and a dress.

Flugelhorn

If it is just the title then I really can;t see that it is a problem. My accounts are in the name of Dr H.

But I successfully pay things in that have no title or are made out to Mrs H (not me), Miss H (long time ago and I never became a surgeon) or Ms  H (OK that is just about right) - I get the feeling that if the names are about right they accept it 

boingy

Mr.Generous said:

Take it to the bank in person with ID, but as an added precaution wear a long wig, lipstick and a dress.

That's a great tip but do you think my beard would be a distraction?

Flugelhorn

boingy said:

Mr.Generous said:

Take it to the bank in person with ID, but as an added precaution wear a long wig, lipstick and a dress.

That's a great tip but do you think my beard would be a distraction?

no won't be a problem at all - they will be going crazy to avoid offending you by querying the cheque so you could pay in just about anything 

IvanOpinion

In a 'woke' 21st century it would be a brave bank clerk that would dare challenge someone over their chosen pronouns or salutation.

Nasqueron

IvanOpinion said:

In a 'woke' 21st century it would be a brave bank clerk that would dare challenge someone over their chosen pronouns or salutation.

You misspelled "courteous and respectful" there

Bank staff wouldn't challenge it because there is no need to, staff are rightly trained to not upset people