Selling Items on Facebook Marketplace

DavidBebb

I have been trying to sell something on Facebook Marketplace for the first time.

Had a buyer lined up & price agreed. Sent bank details for them to pay me but received following email from "Wise Bank"([Removed by Forum Team]) :

Dear:customer 

Why is your account limited?

I'm Pauline jenter , your transaction administrator. We at Wise Bank, we encounter a little problem in processing and crediting your bank  account. You have a pending  payment of £25:00GBP but we have a problem crediting your accounts  with that amount because the status of your bank account is not a Business user, which makes your account temporarily limited. But this amount seems to be above your limit, this will not make us credit your account until you expand your limit..

Currently, you won't be able to:

    * Receive pending money

    * Withdraw money

What should you do to expand your limit?

Contact the last payer of your account to send in an additional payment of £200.00GBP so that your account limit can be expanded, as soon as this is done, we will credit fully into your bank account the total sum of £400.00GBP. 

Note: that an alert has also been sent to our customers  

in regard to the £225.00GBP additional payment he/she has to send to you, we will secure this transaction with high priority that neither the payer nor the payee will lose funds in this transaction.

 From the Desk of the Manager,

Clearance & Delivery Dept. ™ Payment Management Dept"

Now the buyer has offered to send the extra £200 but I am pretty sure it's a scam - given the email and the apparent willingness to pay me £200!

Presumably when they ask me to repay the money that's when they will try & take my money?

Is this correct? Is this common practice on Facebook Marketplace?

km1500

"encountered a little problem"

No bank would write this.

steviebabes

Scam, no bank would use a gmail email address.

MattMattMattUK

The email is a scam and the "buyer" is attempting to defraud you, tell them to go and procreate with themselves, then block them.

MikeJXE

No one should give their bank details to anyone on Facebook market place in my opinion 

An obvious scam 

steviebabes

Not much you can do with someones account details apart from deposit money. Most companies publish their account details on invoices etc. The scammers knew the sellers bank details from the sort code, easy to find out at sortcodes.co.uk. This coupled with their email address makes for a convincing scam to the gullible.

soolin

That’s a pretty stupid scam email, I can’t believe anyone would fall for that! 

Just move on, re list item and block the scammer.

soolin

MikeJXE said:

No one should give their bank details to anyone on Facebook market place in my opinion 

An obvious scam 

I’m more than happy to give people my bank details as I am confident I can spot dodgy emails from ‘my bank’ and other scams. Obviously though if someone doesn’t feel confident about being able to spot scams then perhaps selling online is not to be recommended as virtually any payment method is easily scammed if you don’t know what to look for. 

Ayr_Rage

For a start, WISE is not a bank.......

cymruchris

Scammier than a scammy scam scamming in scamborough on scammers eve.

Vectis

The worrying thing is that people have to ask if this is genuine.

The email address, the wording, the offer of money being paid into their account? Surely all those are red flags?